> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.
# Receive card receivables at the domicile
> How a card receivable is paid into the borrower's account at your institution through the SLC cycle and Lerian.
Receive the payment of the receivable in the borrower's account at your institution and use the credit to amortize the loan.
This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow and implements it on the Lerian APIs. See [how to read the diagrams](/en/diagrams/introduction).
## Participants
***
* **Your institution.** The participant that runs the journey and books its effects.
* **Lerian.** Lerian SLC, Lerian SILOC and Lerian SPB. They exchange the messages with Núclea and STR, and expose the API and the events your institution uses.
* **Núclea.** Runs the SLC and SILOC clearinghouses and their settlement windows.
* **STR (BACEN).** The BACEN reserve transfer system. It moves the money between reserve accounts.
## Diagram
***
## Steps
***
| # | From | To | Message | Lerian API | What happens |
| - | - | - | - | - | - |
| 1 | Núclea | Lerian | `ASLC022/024` | Pending | Núclea sends the credit notice (`ASLC022`, 00:30 to 18:00 on D-1) or the debit notice (`ASLC024`, 00:30 to 05:30) for each receivable paid to an account at your institution. |
| 2 | Núclea | Lerian | `GEN0015` | [`GET /api/v1/siloc/file-notices`](/en/reference/rails/siloc/list-file-notices) | Núclea announces that the file is ready to download. |
| 3 | Lerian | Your institution | Lerian API | Pending | Lerian delivers each settlement for your institution to check the borrower account. |
| 4 | Your institution | Lerian | Lerian API | Pending | Confirm or refuse each borrower account. |
| 5 | Lerian | Núclea | `ASLC023/025` | Pending | Lerian sends the confirmation: by 18:30 for credits, from 08:50 to 10:00 for debits. |
| 6 | Núclea | Lerian | `SLC0001` | | Núclea sends the position per counterparty, at 05:40 in the first cycle and 11:10 in the second. |
| 7 | Lerian | Your institution | Lerian API | Event `clearing.final_available` | Lerian publishes the position. `GET /v1/clearing/positions` returns it. |
| 8 | Núclea | Lerian | `LDL0021` | | Núclea informs the net amount your institution will receive, at 06:35 or 12:00. |
| 9 | Lerian | Your institution | Lerian API | Event `clearing.deposit_required` | Lerian publishes the amount to receive. |
| 10 | Núclea | STR (BACEN) | `LDL0020` | | When the window opens (`PAG0102`, at 07:50 or 13:10), Núclea orders the transfer to the creditors. |
| 11 | STR (BACEN) | Lerian | `LDL0020R2` | | STR reports the credit in your institution's reserve account. |
| 12 | Lerian | Your institution | Lerian API | Pending | Lerian publishes the card cycle credit. |
| 13 | Your institution | Your institution | Internal step | | Credit the borrower's account and amortize the loan. |
| 14 | Lerian | Núclea | `ASLC041/042` | Pending | On D+1, from 00:30 to 10:00, Lerian reports the transfer made to the merchant. |
## How you know it finished
***
`LDL0020R2` with the STR control number and the `LDL0021` amount, plus the account confirmation (`ASLC023` or `ASLC025`) for each settlement.
## Related
***
* [Register receivables as collateral](/en/diagrams/native-rails/register-receivables-collateral)
* [Pay the net debit position](/en/diagrams/native-rails/pay-the-net-debit-position)
* [Recalculate after a default](/en/diagrams/native-rails/recalculate-after-a-default)
* [Lerian SLC](/en/rails/slc/what-is-lerian-slc)
* [Lerian SILOC](/en/rails/siloc/what-is-lerian-siloc)
* [Lerian SPB](/en/rails/spb/what-is-lerian-spb)
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