> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Portfolios

> Group Midaz Accounts under a single customer or business unit as a Portfolio to view the total client relationship and apply policies at the wallet level.

A **Portfolio** is a logical group of Accounts that belong to a single entity, such as a customer or business unit. It groups the related Accounts under one structure and makes them simpler to manage.

Think of a Portfolio as a **wallet** that holds multiple asset-specific Accounts for a customer.

For example, a retail banking customer might have a Portfolio that includes:

* A BRL checking account.
* A USD savings account.
* A credit card account.

With a Portfolio, an institution can view a customer’s total relationship across all accounts. The institution can also apply policies at the Portfolio level.

## Portfolio structure

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* **Portfolio > Accounts**: A Portfolio groups one or more Accounts. These Accounts usually link to one customer or entity.
* **Portfolio > Ledger > Organization**: A Portfolio belongs to an Organization through its Ledger.

## Key characteristics

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* Portfolios commonly represent **customers** in a banking context.
* They simplify financial aggregation and give customer-level insights.
* You can also create internal Portfolios for operational use cases.

## Managing Portfolios

***

You can manage your Portfolios either through the API or through Lerian Console.

### Via API

* [List Portfolios](/en/reference/midaz/list-portfolios) — View all Portfolios in your workspace.
* [Retrieve a Portfolio](/en/reference/midaz/retrieve-a-portfolio) — Get details of a specific Portfolio.
* [Create a Portfolio](/en/reference/midaz/create-a-portfolio) — Register a new Portfolio.
* [Update a Portfolio](/en/reference/midaz/update-a-portfolio) — Edit an existing Portfolio.
* [Delete a Portfolio](/en/reference/midaz/delete-a-portfolio) — Remove a Portfolio.

### Via Lerian Console

You can view, create, edit, and delete Portfolios from the Portfolios page in the Midaz Module of Lerian Console.

[**Learn more in the Managing Portfolios guide.**](/en/midaz/console/managing-portfolios)