> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Lender collection and Consignado event contract

> Lender event documentation now covers an emitted collection instruction and configuration-gated Consignado outcome consumers.

<Badge stroke icon="calendar-days" iconType="regular">August 24, 2026</Badge> <Badge stroke icon="file-code" iconType="regular">Documentation correction</Badge> <Badge color="purple" size="lg" stroke icon="eye" iconType="regular">Review recommended</Badge>

## Affects

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Teams that consume Lender events or configure Lender's Consignado portability or refinance event handling.

## What changed

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Lender's event reference now includes the emitted `collection.instruction.issued` fact, with CloudEvents type `studio.lerian.lender.collection_instruction.issued`.

Lender also registers four additional Consignado gateway outcome consumers:

* `consignado_portabilidade.efetivada`
* `consignado_portabilidade.rejeitada`
* `consignado_refinanciamento.efetivado`
* `consignado_refinanciamento.revertido`

Portability and refinance each use one opt-in configuration flag for their pair of outcomes. The current Consignado gateway contract includes the two portability outcomes, which are emitted only when the outcome consumer is enabled and the deployed gateway manifest declares the event. It does not declare the two refinance outcomes, so those two listeners receive no traffic from that runtime.

This is a documentation correction of implemented contracts. It does not announce a runtime release.

## Impact

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**Classification: Review recommended.** The documented event catalog and configuration-gated consumer set are broader than previously stated. Teams that route these events or plan to enable the related handlers should confirm their subscriptions and feature flags.

## What you need to do

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<Steps>
  <Step>If you consume Lender facts, add `collection.instruction.issued` to your event catalog and route it by its CloudEvents headers.</Step>
  <Step>Before enabling portability or refinance outcome handling, verify the relevant Lender configuration flags and the producer manifest available in your environment.</Step>
  <Step>Do not assume that the two refinance outcome listeners receive events from the current Consignado gateway runtime.</Step>
</Steps>

### Deadline

Review before enabling or changing a Lender event-streaming integration.

## Resources

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* [Lender events](/en/reference/events/lender)
* [Consignado events](/en/reference/events/consignado)
* [Event streaming overview](/en/reference/events/overview)