> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Lender module

> Operate loan products, applications, loan accounts, accounting, and the Consignado plugin from the Lender module in Lerian Console.

**Lender** is a module inside the [Lerian Console](https://docs.lerian.studio/en/platform/console/about-lerian-console.md). It gives your credit and operations teams screens over the operations of the [Lender REST API](https://docs.lerian.studio/en/products/lender/lender-rest-api.md). The Consignado screens work on the Consignado gateway.

> [!WARNING]
>
> Lender is only available if you have acquired the Lender product. [Get in touch with our team](https://lerian.studio/contact) to learn more.

## Turn the module on

***

An administrator turns Lender on in the Console under **Settings** › **Products**. When Lender is off, the Lender screens say that Lender is not enabled for the organization. See [Products settings](https://docs.lerian.studio/en/platform/console/settings-products.md).

The Consignado screens need a second step. In the Lender sidebar, open **Settings** › **Plugins** and turn on **Consignado CLT**. Without it, the Consignado screens say the plugin is not enabled for the organization.

## What the sidebar holds

***

The Lender sidebar has five sections. The Consignado CLT section appears below them when the plugin is on.

| Section | Screens | Guide |
| - | - | - |
| Portfolio | Dashboard, Accounts, Payoff refunds, Collection refunds, Over-deduction refunds | [Portfolio and loan accounts](https://docs.lerian.studio/en/products/lender/console/portfolio.md) |
| Credit | Products, Loan applications | [Credit](https://docs.lerian.studio/en/products/lender/console/credit.md) |
| Accounting | Accrual runs, Journal references, Suspense accounts | [Accounting](https://docs.lerian.studio/en/products/lender/console/accounting.md) |
| Operations | Divergences, Assignments, Funds, Reassessments | [Operations](https://docs.lerian.studio/en/products/lender/console/operations.md) |
| Settings | Jurisdictions, PDD stage ladder, Plugins | [Lender settings](https://docs.lerian.studio/en/products/lender/console/lender-settings.md) |
| Consignado CLT | Origination, Contracts, Portability, Payroll and employment, Dataprev rail | [Consignado module](https://docs.lerian.studio/en/products/lender/console/consignado-module.md) |

Access Manager grants the permissions. See [Managing users](https://docs.lerian.studio/en/platform/console/managing-users.md).

## How the Console treats actions that move money

***

* **Permanent entries.** Repayments, refunds, write-offs, accrual postings, and disbursements ask for a confirmation. To correct a repayment, use **Reverse** on it. It records a new compensating entry and keeps the original.
* **Idempotency key.** The Console sends every POST to Lender with an idempotency key. If a send gets no answer, the Console warns you. To record it as a new entry, first check the account's transactions.
* **Already recorded.** When Lender had already booked the first send, the Console shows what that send recorded and states that nothing new was booked.

## Business date

***

Screens that depend on the date use Lender's business date, not the browser clock. The Console reads the business date from Lender. If the Console cannot read the business date, the Console shows an error with a **Retry** button.

## Next steps

***

> [card] [Portfolio and loan accounts](https://docs.lerian.studio/en/products/lender/console/portfolio.md)
>
> The dashboard, loan accounts, and refund desks.

> [card] [Credit](https://docs.lerian.studio/en/products/lender/console/credit.md)
>
> Loan products, versions, applications, and credit instruments.

> [card] [Consignado module](https://docs.lerian.studio/en/products/lender/console/consignado-module.md)
>
> CLT payroll loans on the Dataprev rail.

> [card] [Lender REST API](https://docs.lerian.studio/en/products/lender/lender-rest-api.md)
>
> The operations behind the Lender screens, driven programmatically.


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