> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Glossary > Reference glossary of Bank Transfer-related terms, BACEN acronyms, ISO 20022 codes, and SPB infrastructure abbreviations. Quick reference for terms and acronyms used in the Bank Transfer plugin documentation. ## Regulatory and infrastructure terms *** | Term | Definition | | -------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **ANBIMA** | Brazilian Financial and Capital Markets Association. Upstream source of the national bank-holiday table consumed by the plugin's holiday refresher to populate the `bacen_holidays` calendar. | | **BACEN** | Banco Central do Brasil — the Central Bank of Brazil. Regulates the financial system and operates SPB. | | **SPB** | Sistema de Pagamentos Brasileiro — Brazil's Payment System, the infrastructure for all interbank settlements. | | **STR** | Sistema de Transferência de Reservas — Reserve Transfer System, the real-time settlement component of SPB. | | **RSFN** | Rede do Sistema Financeiro Nacional — the secure national financial network connecting BACEN and financial institutions. | | **PSTI** | Provedor de Serviço de Tecnologia da Informação — an IT service provider authorized by BACEN to operate RSFN connectivity infrastructure. JD Consultores is a PSTI. | | **ISPB** | Identificador de Sistema de Pagamentos Brasileiro — 8-digit code that uniquely identifies each financial institution in SPB. | | **STR0008** | The BACEN message format for initiating a TED transfer. Sent from the originating institution to SPB. | | **STR0008R2** | The response/confirmation message for STR0008. Contains the settlement result. | | **STR0010R2** | The chargeback message format. Sent when a TED must be returned to the origin bank (e.g., recipient not found). | | **Devolução / `devolutionCode`** | Return of a TED. When a previously-sent TED OUT is returned (STR0010R2), the plugin records a devolution as a return TED IN that carries the BACEN reason code (`devolutionCode`) and an `originalTransferId` linking back to the original TED OUT. (An inbound TED that cannot be credited is separately returned to the origin bank.) | | **JD / JD SPB** | JD Consultores — the PSTI used by Lerian to route TED messages to SPB. | | **JD parse failure** | Inbound JD message that could not be parsed (malformed XML, unknown message type, schema mismatch). Persisted in `jd_incoming_parse_failures` for manual triage. Distinct from undeliverable transfers and from the webhook DLQ. | | **NumCabSeq** | Sequential message identifier assigned by JD SPB to each STR0008 submission. Used to track and query transfer status. | | **NumCtrlSTR** | BACEN clearing control number assigned by STR (the Reserve Transfer System) once a message is accepted into the SPB clearing flow. Persisted on the transfer as `clearing_control_number`. Distinct from `NumCabSeq`, which is the JD-assigned message sequence on submission. | ## Account type codes (ISO 20022) *** | Code | Account Type | | -------- | --------------------------------------------------- | | **CACC** | Current account (conta corrente) — most common type | | **SLRY** | Salary account (conta salário) | | **SVGS** | Savings account (conta poupança) | | **TRAN** | Transit/payment account | | **OTHR** | Other account type | ## Transfer types *** | Term | Definition | | ----------- | ---------------------------------------------------------------------------------------------------------- | | **TED OUT** | Outbound transfer — your client sends funds to an account at another bank. | | **TED IN** | Inbound transfer — your institution receives funds from another bank, automatically detected and credited. | | **P2P** | Internal transfer — between two accounts at the same institution (same ISPB). Faster and typically free. | | **D+0** | Same-day settlement — TED is a D+0 instrument when submitted before 17:00 Brasília time. | ## Plugin-specific terms *** | Term | Definition | | -------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **PaymentInitiation** | The entity created by `POST /v1/transfers/initiate`. Holds fee calculation and expires after 24 hours. | | **initiationId** | UUID returned by the initiate endpoint. Required to confirm a transfer via `POST /v1/transfers/process`. | | **X-Idempotency** | Required header for safe retries. The same key replays the cached response within the retry window (default 300 seconds / 5 minutes, `IDEMPOTENCY_RETRY_WINDOW_SEC`). Distinct from the 24-hour PaymentInitiation expiry. | | **Cashin fee** | Fee deducted from a received TED IN amount. Configured per organization via Fees Engine. | | **Cashout fee** | Fee added to a TED OUT amount. The sender's account is debited for amount + fee. | | **Reconciliation** | Process to match transfers in unknown state (PROCESSING with no confirmation) against JD SPB records. | | **DLQ** | Dead-letter queue — transfers that cannot be processed after all retries are moved here for manual review. | | **Signing artifact** | Canonical TED OUT payload frozen during `POST /v1/transfers/signing/prepare` and persisted in `jd_outbound_signing_artifacts`. Consumed by external HSM/signer integrations to produce a detached signature without the plugin holding the private key. | | **Systemplane** | Runtime-config admin plane exposed via `/system/:namespace` and `/system/:namespace/:key`. Holds hot-reloadable settings that take effect without a redeploy. Distinct from bootstrap environment variables, which are read only at startup. | | **Undeliverable transfer** | Inbound TED that was parsed successfully but could not be credited (e.g., recipient account not found in the CRM). Persisted in `undeliverable_incoming_transfers` and may trigger an automatic devolução. Distinct from a JD parse failure and from the webhook DLQ. |