> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Prepare Transfer Signing Payload

> Use this endpoint to freeze the canonical STR0008 payload for a previously initiated TED OUT transfer and obtain the exact bytes that must be signed before calling Process Transfer. The response includes a `signingArtifactId` and a reserved `transferId`. The reserved `transferId` is not queryable until Process Transfer succeeds.

Use the `X-Idempotency` header for guaranteed deduplication. Repeated calls with the same key replay the cached response.



## OpenAPI

````yaml /en/openapi/v3-current/ted.yaml post /v1/transfers/signing/prepare
openapi: 3.0.3
info:
  title: Bank Transfer (TED) Plugin API
  description: >-
    Complete API for Brazilian bank transfers (TED OUT, TED IN, P2P) through the
    Lerian platform, including transfer initiation, processing, status tracking,
    and cancellation.
  version: 3.3.1
servers:
  - url: https://plugin-br-bank-transfer.sandbox.lerian.net
    description: Sandbox (placeholder — not yet available for public access)
security:
  - BearerAuth: []
tags:
  - name: Transfers API
    description: Endpoints for initiating, processing, tracking, and cancelling transfers.
  - name: Webhooks
    description: >-
      Endpoints for registering and managing tenant-scoped webhook subscriptions
      for transfer events.
  - name: Webhook DLQ
    description: Endpoints for inspecting and retrying webhook dead-letter queue messages.
  - name: Health API
    description: Endpoints for checking service liveness and readiness.
paths:
  /v1/transfers/signing/prepare:
    post:
      tags:
        - Transfers API
      summary: Prepare Transfer Signing Payload
      description: >-
        Use this endpoint to freeze the canonical STR0008 payload for a
        previously initiated TED OUT transfer and obtain the exact bytes that
        must be signed before calling Process Transfer. The response includes a
        `signingArtifactId` and a reserved `transferId`. The reserved
        `transferId` is not queryable until Process Transfer succeeds.


        Use the `X-Idempotency` header for guaranteed deduplication. Repeated
        calls with the same key replay the cached response.
      operationId: prepareSigning
      parameters:
        - $ref: '#/components/parameters/XOrganizationId'
        - $ref: '#/components/parameters/XIdempotencyKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PrepareSigningRequest'
            examples:
              prepare:
                summary: Prepare signing for an initiation
                value:
                  initiationId: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
      responses:
        '200':
          description: >-
            Indicates that the canonical payload was generated and is ready to
            be signed.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PrepareSigningResponse'
              examples:
                success:
                  summary: Signable payload returned
                  value:
                    signingArtifactId: 019c96a0-bb10-7def-a1b2-3c4d5e6f7a8b
                    transferId: 019c96a0-ab10-7cde-f1a2-0e1f2a3b4c5d
                    controlNumber: '202602010001'
                    algorithm: RSA_PKCS1_V15_SHA256
                    payload: <STR0008>...</STR0008>
                    payloadHash: >-
                      8f0c7f5c1c7b4d9f2f5c7d1a0d4c9a2b9c0d1e2f3a4b5c6d7e8f9a0b1c2d3e4f
                    expiresAt: '2026-02-02T15:30:00-03:00'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '404':
          $ref: '#/components/responses/InitiationNotFound'
        '409':
          $ref: '#/components/responses/AlreadyProcessed'
        '410':
          $ref: '#/components/responses/InitiationExpired'
        '422':
          $ref: '#/components/responses/SigningPayloadInvalid'
        '429':
          $ref: '#/components/responses/RateLimitExceeded'
        '500':
          $ref: '#/components/responses/InternalServerError'
        '502':
          $ref: '#/components/responses/BadGateway'
        '503':
          $ref: '#/components/responses/ServiceUnavailable'
components:
  parameters:
    XOrganizationId:
      name: X-Organization-Id
      in: header
      required: true
      description: >-
        Midaz organization scope for the request, used for downstream CRM, Fees,
        and Midaz calls. Required on org-scoped transfer routes in every
        deployment mode; a missing or non-UUID value returns 400. This is not
        the tenant identifier — tenantId is derived from the bearer JWT or
        authenticated context, never from this header. Background workers (TED
        IN poller, reconciliation) have no request header and, in single-tenant
        mode, fall back to the deployment's `ORGANIZATION_ID` env.
      schema:
        type: string
        format: uuid
      example: 019c96a0-0a98-7287-9a31-786e0809c769
    XIdempotencyKey:
      name: X-Idempotency
      in: header
      required: true
      description: >-
        Required idempotency key for safe retries. Use a UUID v4 or unique
        business identifier. If the same key is sent again and the original
        request was already processed, the cached response is returned.


        See [Retries and idempotency](/en/reference/retries-idempotency) for
        details.
      schema:
        type: string
        maxLength: 255
      example: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
  schemas:
    PrepareSigningRequest:
      type: object
      required:
        - initiationId
      properties:
        initiationId:
          type: string
          format: uuid
          description: The initiation ID returned by the Initiate Transfer endpoint.
          example: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
    PrepareSigningResponse:
      type: object
      required:
        - signingArtifactId
        - transferId
        - controlNumber
        - algorithm
        - payload
        - payloadHash
        - expiresAt
      properties:
        signingArtifactId:
          type: string
          format: uuid
          description: >-
            Identifier of the frozen signing artifact. Pass this value to
            Process Transfer along with the signature.
          example: 019c96a0-bb10-7def-a1b2-3c4d5e6f7a8b
        transferId:
          type: string
          format: uuid
          description: >-
            The transfer ID reserved for the eventual TED OUT. Not queryable
            until Process Transfer succeeds.
          example: 019c96a0-ab10-7cde-f1a2-0e1f2a3b4c5d
        controlNumber:
          type: string
          maxLength: 20
          description: The JD SPB control number reserved for this transfer.
          example: '202602010001'
        algorithm:
          type: string
          enum:
            - RSA_PKCS1_V15_SHA256
          description: >-
            The signing algorithm. Pinned per JD SPB contract; any other value
            is rejected at Process Transfer.
          example: RSA_PKCS1_V15_SHA256
        payload:
          type: string
          description: >-
            The canonical STR0008 payload, exactly as it will be submitted to JD
            SPB.
          example: <STR0008>...</STR0008>
        payloadHash:
          type: string
          description: >-
            Hex-encoded SHA-256 digest of the payload. Echo this value at
            Process Transfer for integrity validation.
          example: 8f0c7f5c1c7b4d9f2f5c7d1a0d4c9a2b9c0d1e2f3a4b5c6d7e8f9a0b1c2d3e4f
        signableContent:
          type: string
          description: >-
            The `ConteudoAssinado` extraction for external signers. Present only
            when an external signing builder is configured.
          example: <ConteudoAssinado>...</ConteudoAssinado>
        expiresAt:
          type: string
          format: date-time
          description: >-
            The time when the signing artifact expires. Process Transfer must be
            called before this timestamp.
          example: '2026-02-02T15:30:00-03:00'
    ErrorResponse:
      type: object
      required:
        - error
      properties:
        error:
          type: object
          required:
            - code
            - service
            - category
            - message
            - requestId
          properties:
            code:
              type: string
              description: >-
                The stable error code. Plugin errors use the `BTF-XXXX` format;
                JD SPB business/auth rejections pass through the raw vendor code
                verbatim (e.g. `AAC90`, `ACE95`, `DVE01`), and transport-level
                JD failures surface the synthetic markers `TRANSPORT` or
                `JD_MISSING_CODE`. Match on this value rather than on the HTTP
                status.
              example: BTF-0010
            service:
              type: string
              description: The service or domain that produced the error.
              example: plugin
            category:
              type: string
              description: Machine-readable error category used for retry decisions.
              enum:
                - deterministic
                - transient
                - rate_limit
                - plugin
              example: deterministic
            message:
              type: string
              description: A human-readable error summary.
              example: >-
                Transfers can only be initiated Monday-Friday between 06:30 and
                17:00 Brasília time
            requestId:
              type: string
              description: The request correlation ID. Present even when empty.
              example: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            fields:
              type: object
              additionalProperties: true
              description: >-
                Structured validation or retry metadata when available.
                Field-level, header, path, and query validation details are all
                returned here.
              example:
                currentTime: '2026-02-01T18:30:00-03:00'
                operatingHours: Mon-Fri 06:30-17:00 UTC-3
  responses:
    BadRequest:
      description: >-
        Indicates that the request contains invalid input. Check the field
        details for specific validation errors.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            invalidInput:
              summary: Validation error
              value:
                error:
                  code: BTF-0001
                  service: plugin
                  category: deterministic
                  message: >-
                    The request contains invalid fields. Check the field details
                    below.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                  fields:
                    recipientIspb: must be 8 digits
                    amount: must be positive
    Unauthorized:
      description: Indicates that the request is missing a valid authentication token.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            unauthorized:
              summary: Missing authorization
              value:
                error:
                  code: BTF-0401
                  service: plugin
                  category: deterministic
                  message: Missing or invalid authentication token
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    Forbidden:
      description: >-
        Indicates that the caller is authenticated but lacks permission for this
        operation, or the tenant is not licensed for this endpoint.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            notLicensed:
              summary: Tenant not licensed
              value:
                error:
                  code: BTF-0403
                  service: plugin
                  category: deterministic
                  message: Tenant is not licensed to use this endpoint
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            permissionDenied:
              summary: Caller lacks permission
              value:
                error:
                  code: BTF-0405
                  service: plugin
                  category: deterministic
                  message: Caller lacks permission for this resource
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    InitiationNotFound:
      description: >-
        Indicates that the initiation was not found or belongs to a different
        organization.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            initiationNotFound:
              summary: Invalid initiation ID
              value:
                error:
                  code: BTF-0201
                  service: plugin
                  category: deterministic
                  message: Initiation not found or belongs to different organization
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    AlreadyProcessed:
      description: >-
        Indicates that this initiation has already been processed into a
        transfer.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            alreadyProcessed:
              summary: Initiation used
              value:
                error:
                  code: BTF-0203
                  service: plugin
                  category: deterministic
                  message: This initiation has already been processed
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                  fields:
                    transferId: 019c96a0-ab10-7cde-f1a2-0e1f2a3b4c5d
    InitiationExpired:
      description: >-
        Indicates that the initiation has expired after 24 hours. A new
        initiation must be created.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            expired:
              summary: Initiation too old
              value:
                error:
                  code: BTF-0202
                  service: plugin
                  category: deterministic
                  message: Initiation expired after 24 hours. Create a new initiation.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                  fields:
                    expiresAt: '2026-01-31T15:30:00-03:00'
    SigningPayloadInvalid:
      description: >-
        Indicates that the signing payload could not be prepared due to a domain
        or payload constraint violation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            payloadFieldInvalid:
              summary: Required payload field missing
              value:
                error:
                  code: BTF-0003
                  service: plugin
                  category: deterministic
                  message: STR0008 payload is missing a required field
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            unsupportedType:
              summary: Unsupported transfer type
              value:
                error:
                  code: BTF-0004
                  service: plugin
                  category: deterministic
                  message: Signing prepare only supports TED_OUT initiations
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    RateLimitExceeded:
      description: >-
        Indicates that the rate limit has been exceeded. Retry after the number
        of seconds specified in the Retry-After header.
      headers:
        Retry-After:
          description: Seconds until rate limit resets
          schema:
            type: integer
            example: 60
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            rateLimitExceeded:
              summary: Too many requests
              value:
                error:
                  code: BTF-0429
                  service: plugin
                  category: rate_limit
                  message: >-
                    Too many requests. Retry after the interval indicated by the
                    `Retry-After` header.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
              description: >
                Rate-limit responses use the dedicated `BTF-0429` code with the
                `rate_limit` category. Clients should back off using the HTTP
                status `429` and the `Retry-After` header.
    InternalServerError:
      description: Indicates that an unexpected internal error occurred.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            internalError:
              summary: Internal error
              value:
                error:
                  code: BTF-9000
                  service: plugin
                  category: plugin
                  message: Unexpected error while processing the request
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    BadGateway:
      description: >-
        Indicates that JD SPB rejected the request at the authentication or
        configuration layer (signing certificate, credentials, or
        configuration). The raw JD vendor code (AAC*, AAE*) passes through
        verbatim on the `code` field.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            jdAuthRejected:
              summary: JD SPB auth rejection
              value:
                error:
                  code: AAC90
                  service: jd_spb
                  category: deterministic
                  message: JD SPB rejected the signing certificate or credentials
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
    ServiceUnavailable:
      description: >-
        Indicates that an external service (CRM, JD SPB, Midaz, or Fees) is
        temporarily unavailable.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          examples:
            crmUnavailable:
              summary: CRM service down
              value:
                error:
                  code: BTF-0502
                  service: crm
                  category: transient
                  message: >-
                    Unable to validate account. The CRM service is temporarily
                    unavailable. Try again later.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            jdUnavailable:
              summary: JD SPB unavailable
              value:
                error:
                  code: TRANSPORT
                  service: jd_spb
                  category: transient
                  message: >-
                    Unable to submit transfer. The JD SPB service is temporarily
                    unavailable. Try again later.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            midazUnavailable:
              summary: Midaz ledger unavailable
              value:
                error:
                  code: BTF-2000
                  service: midaz
                  category: transient
                  message: >-
                    Unable to process transfer. The Midaz ledger service is
                    temporarily unavailable. Try again later.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            feeServiceUnavailable:
              summary: Fee service unavailable (fail-closed mode)
              value:
                error:
                  code: BTF-3000
                  service: fees
                  category: transient
                  message: >-
                    Unable to calculate fee. The fee service is temporarily
                    unavailable. Try again later.
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
            dlqInspectorUnavailable:
              summary: DLQ inspector not configured
              value:
                error:
                  code: BTF-9005
                  service: plugin
                  category: deterministic
                  message: DLQ inspector is not configured
                  requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        JWT Bearer token authentication. The tenantId is derived from the bearer
        token or authenticated request context and is not supplied through
        X-Organization-Id.

````