> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Create a durable CLT quote > Calculates exactly as the preview and stores the complete input and financial evidence for the trusted tenant. Identical content returns the stored quote with its original computedAt. Creates no application, borrower, account, debt or reservation. ## OpenAPI ````yaml /en/openapi/v3-current/lender.yaml post /api/v1/br/consignado/quotes openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: >- Code-first OpenAPI 3.1 surface for the Lender service. Routes that move money are at-most-once per X-Idempotency: when one answers 5xx, the X-Idempotency-Fenced response header says whether that key is now refusing resends (true) or free to retry (false or absent). license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Caller session projection: validated subject and effective permissions for the presented token. name: Session - description: >- Ledger accounting operations: journal entries and accrual postings for loan accounts. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Accounting - description: >- Loan application intake and lifecycle: submission, decisioning, and status. name: LoanApplications - description: >- Loan product catalog: definition, versioning, and activation of lending products. name: LoanProducts - description: >- Loan account servicing operations: balances, schedules, and account-level actions. name: Loan Accounts - description: >- Portfolio dashboard read operations: aggregated portfolio and performance views. name: Dashboard - description: >- Jurisdiction registry: supported jurisdiction profiles and their capabilities. name: Jurisdictions - description: >- Jurisdiction-specific loan application operations (Brazil origination surface). name: Loan Applications - description: >- Tax computation operations for jurisdiction-specific lending (e.g. Brazil IOF). name: Tax - description: >- Brazil consignado privado operations: contract lifecycle, exclusion repair, and compensating adjustments. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Consignado - description: >- Inbound record quarantine. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Streaming - description: >- Credit-instrument document template registry: versioned drafting and publication of CCB clausulado. name: DocumentTemplates paths: /api/v1/br/consignado/quotes: post: tags: - Loan Applications summary: Create a durable CLT quote description: >- Calculates exactly as the preview and stores the complete input and financial evidence for the trusted tenant. Identical content returns the stored quote with its original computedAt. Creates no application, borrower, account, debt or reservation. operationId: createConsignadoQuote requestBody: content: application/json: schema: $ref: '#/components/schemas/ConsignadoQuoteHumaBody' required: true responses: '201': content: application/json: schema: $ref: '#/components/schemas/ConsignadoQuoteRecordHumaBody' description: Created '401': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unauthorized '403': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Forbidden '404': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Not Found '413': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Request Entity Too Large '422': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unprocessable Entity '500': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Internal Server Error '503': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Service Unavailable '504': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Gateway Timeout default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: >- Any other status this operation may carry, rendered as a problem document — including a refusal produced ahead of the service, such as a gateway or ingress answering on its behalf. components: schemas: ConsignadoQuoteHumaBody: additionalProperties: false properties: expectedDisbursementDate: description: Proposed civil date, YYYY-MM-DD, not an instant. examples: - '2026-10-08' format: date type: string firstDueDate: description: First installment civil date, YYYY-MM-DD. examples: - '2026-11-05' format: date type: string grossAmount: description: Financed principal in major currency units. examples: - '1201.20' type: string installmentAmount: description: >- Optional fixed payroll installment; omitted or zero uses the generated installment. examples: - '112.19' type: string loanProductVersionId: description: Product version that supplies the BR pricing and tax rules. format: uuid type: string originationFeeAmount: description: Optional fee withheld once from principal; omitted means zero. examples: - '10.00' type: string requestedInstallments: examples: - 12 format: int64 maximum: 600 minimum: 1 type: integer requestedInterestRate: description: >- Monthly interest rate as a decimal fraction; 0.018 means 1.8% per month. examples: - '0.018' type: string required: - loanProductVersionId - grossAmount - requestedInterestRate - requestedInstallments - expectedDisbursementDate - firstDueDate type: object ConsignadoQuoteRecordHumaBody: additionalProperties: false properties: computedAt: description: >- Calculation instant, UTC. Identical content replays the original instant. format: date-time type: string id: description: Durable quote identifier. format: uuid type: string input: $ref: '#/components/schemas/ConsignadoQuoteHumaBody' description: The quoted input; omitted fee and fixed installment read as 0.00. result: $ref: '#/components/schemas/ConsignadoQuoteHumaResponse' description: The frozen calculation, in the preview response shape. required: - id - computedAt - input - result type: object Detail: additionalProperties: true properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string upstream: $ref: '#/components/schemas/Upstream' description: >- RFC 9457 extension member: the error a proxied third-party provider reported. Absent unless the emitting service explicitly surfaced one. type: object ConsignadoQuoteHumaResponse: additionalProperties: false properties: calendarReference: type: string effectiveCost: $ref: '#/components/schemas/SchedulePreviewHumaEffectiveCost' grossAmount: type: string installments: items: $ref: '#/components/schemas/SchedulePreviewHumaInstallmentLine' type: - array - 'null' iofAdditional: type: string iofDaily: type: string jurisdictionCode: type: string netDeliveredAmount: type: string originationFeeAmount: type: string profileVersion: type: string rateTableSnapshotId: type: string totalInterest: type: string totalIof: type: string totalPrincipal: type: string totalTax: type: string required: - grossAmount - originationFeeAmount - netDeliveredAmount - totalTax - totalIof - iofDaily - iofAdditional - totalPrincipal - totalInterest - jurisdictionCode - profileVersion - calendarReference - rateTableSnapshotId - installments - effectiveCost type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object Upstream: additionalProperties: false properties: code: description: The upstream provider's own error code, verbatim. examples: - E4001 type: string message: description: >- The upstream provider's own error message, verbatim (bounded, never its raw response body). examples: - account not found at provider type: string type: object SchedulePreviewHumaEffectiveCost: additionalProperties: false properties: effectiveCostAnnualPct: description: >- Effective annual cost as a decimal-string percentage, scale 8 (e.g. "12.00000000"). examples: - '12.00000000' type: string effectiveCostMonthlyPct: description: >- Effective monthly cost as a decimal-string percentage, scale 8 (e.g. "0.94888100"). examples: - '0.94888100' type: string memoryOfCalculation: additionalProperties: {} description: >- Opaque step-by-step record of the effective-cost calculation (audit trail). type: object methodId: description: >- Identifier of the effective-cost calculation method applied by the jurisdiction profile. type: string rateTableSnapshot: additionalProperties: {} description: Opaque snapshot of the rate table inputs used in the calculation. type: object required: - methodId - effectiveCostAnnualPct - effectiveCostMonthlyPct - rateTableSnapshot - memoryOfCalculation type: object SchedulePreviewHumaInstallmentLine: additionalProperties: false properties: dueDate: description: Installment due date (date-only, YYYY-MM-DD). examples: - '2026-06-14' type: string interestAmount: description: >- Interest portion of the installment as a decimal string, minor-unit precision scale 2 (e.g. "234.56"). examples: - '234.56' type: string number: description: 1-based installment sequence number. examples: - 1 format: int64 type: integer principalAmount: description: >- Principal portion of the installment as a decimal string, minor-unit precision scale 2 (e.g. "1000.00"). examples: - '1000.00' type: string remainingBalance: description: >- Outstanding principal balance after this installment as a decimal string, minor-unit precision scale 2 (e.g. "49000.00"). examples: - '49000.00' type: string totalAmount: description: >- Total installment amount (principal + interest) as a decimal string, minor-unit precision scale 2 (e.g. "1234.56"). examples: - '1234.56' type: string required: - number - dueDate - totalAmount - principalAmount - interestAmount - remainingBalance type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.