> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Declare that collection of a written-off contract ended

> Records that the client operator exhausted the collection of a written-off contract (Res. CMN 4.966 art. 49 par. 1). The write-off's control leaves the books once, the day a daily job finds both this declaration and 5 full years since the write-off (the later of the two): it releases the control left, W less every release a recovery made. Without the declaration the control stays open after 5 years. The declaration is made once: the same X-Idempotency key replays it and moves nothing; another key is refused (LENDER-0981). A contract never written off is refused (LENDER-0977). Recoveries stay open after the exit and are split at W as before.



## OpenAPI

````yaml /en/openapi/v3-current/lender.yaml post /api/v1/br/loan-accounts/{id}/write-off/collection-end
openapi: 3.1.0
info:
  contact:
    email: contact@lerian.studio
    name: Lerian Studio
    url: https://lerian.studio
  description: >-
    Code-first OpenAPI 3.1 surface for the Lender service. Routes that move
    money are at-most-once per X-Idempotency: when one answers 5xx, the
    X-Idempotency-Fenced response header says whether that key is now refusing
    resends (true) or free to retry (false or absent).
  license:
    name: Lerian Studio General License
  title: Lender API
  version: 1.0.0
servers:
  - url: https://lender.sandbox.lerian.net
security:
  - BearerAuth: []
tags:
  - description: >-
      Caller session projection: validated subject and effective permissions for
      the presented token.
    name: Session
  - description: >-
      Ledger accounting operations: journal entries and accrual postings for
      loan accounts. Operations under /api/v1/internal are back-office
      operations for the client's operators: they require a person's login, and
      a service credential gets 403.
    name: Accounting
  - description: >-
      Loan application intake and lifecycle: submission, decisioning, and
      status.
    name: LoanApplications
  - description: >-
      Loan product catalog: definition, versioning, and activation of lending
      products.
    name: LoanProducts
  - description: >-
      Loan account servicing operations: balances, schedules, and account-level
      actions.
    name: Loan Accounts
  - description: >-
      Portfolio dashboard read operations: aggregated portfolio and performance
      views.
    name: Dashboard
  - description: >-
      Jurisdiction registry: supported jurisdiction profiles and their
      capabilities.
    name: Jurisdictions
  - description: >-
      Jurisdiction-specific loan application operations (Brazil origination
      surface).
    name: Loan Applications
  - description: >-
      Tax computation operations for jurisdiction-specific lending (e.g. Brazil
      IOF).
    name: Tax
  - description: >-
      Brazil consignado privado operations: contract lifecycle, exclusion
      repair, and compensating adjustments. Operations under /api/v1/internal
      are back-office operations for the client's operators: they require a
      person's login, and a service credential gets 403.
    name: Consignado
  - description: >-
      Inbound record quarantine. Operations under /api/v1/internal are
      back-office operations for the client's operators: they require a person's
      login, and a service credential gets 403.
    name: Streaming
  - description: >-
      Credit-instrument document template registry: versioned drafting and
      publication of CCB clausulado.
    name: DocumentTemplates
paths:
  /api/v1/br/loan-accounts/{id}/write-off/collection-end:
    post:
      tags:
        - Loan Accounts
      summary: Declare that collection of a written-off contract ended
      description: >-
        Records that the client operator exhausted the collection of a
        written-off contract (Res. CMN 4.966 art. 49 par. 1). The write-off's
        control leaves the books once, the day a daily job finds both this
        declaration and 5 full years since the write-off (the later of the two):
        it releases the control left, W less every release a recovery made.
        Without the declaration the control stays open after 5 years. The
        declaration is made once: the same X-Idempotency key replays it and
        moves nothing; another key is refused (LENDER-0981). A contract never
        written off is refused (LENDER-0977). Recoveries stay open after the
        exit and are split at W as before.
      operationId: endCreditLossCollection
      parameters:
        - description: Written-off direct-credit loan account.
          in: path
          name: id
          required: true
          schema:
            description: Written-off direct-credit loan account.
            format: uuid
            type: string
        - description: >-
            Idempotency key of the declaration: 1 to 255 bytes of UTF-8. The
            route refuses a request without it, or with a blank, longer or
            non-UTF-8 one (LENDER-0965). X-Request-ID is never read as the key.
          in: header
          name: X-Idempotency
          schema:
            description: >-
              Idempotency key of the declaration: 1 to 255 bytes of UTF-8. The
              route refuses a request without it, or with a blank, longer or
              non-UTF-8 one (LENDER-0965). X-Request-ID is never read as the
              key.
            type: string
      responses:
        '201':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CreditLossCollectionEndResponse'
          description: Created
          headers:
            X-Idempotency-Replayed:
              schema:
                description: >-
                  "true" when this response replays an earlier request with the
                  same X-Idempotency key; absent on a first execution.
                type: string
        '401':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unauthorized
        '403':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Forbidden
        '404':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Not Found
        '409':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Conflict
        '422':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unprocessable Entity
        '500':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Internal Server Error
        '503':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Service Unavailable
        '504':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Gateway Timeout
        default:
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: >-
            Any other status this operation may carry, rendered as a problem
            document — including a refusal produced ahead of the service, such
            as a gateway or ingress answering on its behalf.
components:
  schemas:
    CreditLossCollectionEndResponse:
      additionalProperties: false
      properties:
        collectionEndedAt:
          description: >-
            RFC 3339 instant the declaration was recorded; the server clock
            dates it.
          format: date-time
          type: string
        collectionEndedBy:
          description: >-
            Subject of the validated identity that declared it; empty when none
            reached the route.
          type: string
        loanAccountId:
          description: Written-off loan account.
          format: uuid
          type: string
        requestId:
          description: X-Idempotency key the declaration was recorded under.
          type: string
        writeOffId:
          description: Write-off whose collection ended.
          format: uuid
          type: string
      required:
        - writeOffId
        - loanAccountId
        - requestId
        - collectionEndedAt
        - collectionEndedBy
      type: object
    Detail:
      additionalProperties: true
      properties:
        code:
          description: >-
            Stable, machine-readable domain error code scoped to the emitting
            service (format: <SERVICE>-NNNN).
          type: string
        detail:
          description: >-
            A human-readable explanation specific to this occurrence of the
            problem.
          examples:
            - Property foo is required but is missing.
          type: string
        errors:
          description: Optional list of individual error details
          items:
            $ref: '#/components/schemas/ErrorDetail'
          type:
            - array
            - 'null'
        instance:
          description: >-
            A URI reference that identifies the specific occurrence of the
            problem.
          examples:
            - https://example.com/error-log/abc123
          format: uri
          type: string
        status:
          description: HTTP status code
          examples:
            - 400
          format: int64
          type: integer
        title:
          description: >-
            A short, human-readable summary of the problem type. This value
            should not change between occurrences of the error.
          examples:
            - Bad Request
          type: string
        type:
          default: about:blank
          description: A URI reference to human-readable documentation for the error.
          examples:
            - https://example.com/errors/example
          format: uri
          type: string
        upstream:
          $ref: '#/components/schemas/Upstream'
          description: >-
            RFC 9457 extension member: the error a proxied third-party provider
            reported. Absent unless the emitting service explicitly surfaced
            one.
      type: object
    ErrorDetail:
      additionalProperties: false
      properties:
        location:
          description: >-
            Where the error occurred, e.g. 'body.items[3].tags' or
            'path.thing-id'
          type: string
        message:
          description: Error message text
          type: string
        value:
          description: The value at the given location
      type: object
    Upstream:
      additionalProperties: false
      properties:
        code:
          description: The upstream provider's own error code, verbatim.
          examples:
            - E4001
          type: string
        message:
          description: >-
            The upstream provider's own error message, verbatim (bounded, never
            its raw response body).
          examples:
            - account not found at provider
          type: string
      type: object
  securitySchemes:
    BearerAuth:
      bearerFormat: JWT
      description: JWT bearer token issued by the identity provider.
      scheme: bearer
      type: http

````

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