> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Obtener la etapa PDD de la cuenta de préstamo > Devuelve la etapa de morosidad PDD brasileña actual y el estado de elegibilidad para accrual. ## OpenAPI ````yaml es/openapi/v3-current/lender.yaml get /api/v1/br/loan-accounts/{id}/pdd-stage openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: Superficie OpenAPI 3.1 code-first del servicio Lender. license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Operaciones de contabilidad del ledger: entradas de journal y asientos de accrual para cuentas de préstamo. name: Accounting - description: >- Recepción y ciclo de vida de la solicitud de préstamo: envío, decisión y estado. name: LoanApplications - description: >- Catálogo de productos de préstamo: definición, versionado y activación de productos de crédito. name: LoanProducts - description: >- Operaciones de servicing de cuentas de préstamo: saldos, cronogramas y acciones a nivel de cuenta. name: Loan Accounts - description: >- Operaciones de lectura de servicing: cronogramas de reembolso y estado de servicing para cuentas de préstamo. name: Servicings - description: >- Operaciones de lectura del panel de cartera: vistas agregadas de cartera y de rendimiento. name: Dashboard - description: >- Registro de jurisdicciones: perfiles de jurisdicción soportados y sus capacidades. name: Jurisdictions - description: >- Operaciones de solicitud de préstamo específicas por jurisdicción (superficie de originación de Brasil). name: Loan Applications - description: >- Operaciones de cálculo de impuestos para crédito específico por jurisdicción (por ejemplo, IOF de Brasil). name: Tax - description: >- Operaciones de consignado privado de Brasil: originación de contrato (contratación activa) y ciclo de vida. name: Consignado paths: /api/v1/br/loan-accounts/{id}/pdd-stage: get: tags: - Loan Accounts summary: Obtener la etapa PDD de la cuenta de préstamo description: >- Devuelve la etapa de morosidad PDD brasileña actual y el estado de elegibilidad para accrual. operationId: getLoanAccountPDDStage parameters: - description: Loan account identifier. in: path name: id required: true schema: description: Loan account identifier. format: uuid type: string responses: '200': content: application/json: schema: $ref: '#/components/schemas/PDDStageResponse' description: OK default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Error components: schemas: PDDStageResponse: additionalProperties: false properties: accrualState: description: >- Interest accrual state implied by the current stage: accruing or suspended. examples: - accruing type: string businessDate: description: Business date the current stage applies to (YYYY-MM-DD, UTC). examples: - '2026-06-14' type: string currentStage: description: >- Current PDD delinquency stage: one of current, stage_1, stage_2, stage_3. examples: - stage_1 type: string effectiveAt: description: RFC3339 UTC timestamp at which the current stage became effective. examples: - '2026-06-14T12:00:00Z' type: string jurisdictionCode: description: ISO jurisdiction code governing the staging (e.g. "BR"). examples: - BR type: string latestTransition: $ref: '#/components/schemas/PDDStageTransitionDTO' description: >- Detail of the most recent stage transition; omitted when no transition exists. latestTransitionId: description: UUID of the most recent PDD stage transition applied to the account. examples: - 550e8400-e29b-41d4-a716-446655440001 type: string loanAccountId: description: UUID of the loan account whose PDD staging state is reported. examples: - 550e8400-e29b-41d4-a716-446655440000 type: string profileVersion: description: Jurisdiction profile version in effect for the staging rules. examples: - 1.0.0 type: string reason: description: Reason recorded for entering the current stage. type: string triggeredBy: description: Actor or system that triggered the current stage. type: string updatedAt: description: RFC3339 UTC timestamp when the staging state was last updated. examples: - '2026-06-14T12:00:00Z' type: string required: - loanAccountId - currentStage - accrualState - latestTransitionId - reason - effectiveAt - businessDate - triggeredBy - profileVersion - jurisdictionCode - updatedAt type: object Detail: additionalProperties: false properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). examples: - ERR-0001 type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string type: object PDDStageTransitionDTO: additionalProperties: false properties: accrualState: description: >- Interest accrual state resulting from the transition: accruing or suspended. examples: - accruing type: string businessDate: description: Business date the transition applies to (YYYY-MM-DD, UTC). examples: - '2026-06-14' type: string createdAt: description: RFC3339 UTC timestamp when the transition record was created. examples: - '2026-06-14T12:00:00Z' type: string effectiveAt: description: RFC3339 UTC timestamp at which the transition became effective. examples: - '2026-06-14T12:00:00Z' type: string fromStage: description: >- PDD stage before the transition: one of current, stage_1, stage_2, stage_3. examples: - current type: string id: description: Unique identifier (UUID) of the PDD stage transition record. examples: - 550e8400-e29b-41d4-a716-446655440002 type: string jurisdictionCode: description: ISO jurisdiction code governing the transition (e.g. "BR"). examples: - BR type: string profileVersion: description: >- Jurisdiction profile version in effect when the transition was applied. examples: - 1.0.0 type: string reason: description: Reason recorded for the transition or cure. type: string toStage: description: >- PDD stage after the transition: one of current, stage_1, stage_2, stage_3. examples: - stage_1 type: string triggeredBy: description: Actor or system that triggered the transition. type: string required: - id - fromStage - toStage - accrualState - reason - effectiveAt - businessDate - triggeredBy - profileVersion - jurisdictionCode - createdAt type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ````