> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Reprogramar la cuenta de préstamo > Anexa una versión inmutable del cronograma reprogramado y un disparador de recálculo. La idempotencia se aplica mediante el middleware de idempotencia de lib-commons a través del encabezado X-Idempotency; una clave reutilizada con datos diferentes produce 409. Un UUID mal formado produce 422. ## OpenAPI ````yaml es/openapi/v3-current/lender.yaml post /api/v1/loan-accounts/{id}/reschedules openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: Superficie OpenAPI 3.1 code-first del servicio Lender. license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Operaciones de contabilidad del ledger: entradas de journal y asientos de accrual para cuentas de préstamo. name: Accounting - description: >- Recepción y ciclo de vida de la solicitud de préstamo: envío, decisión y estado. name: LoanApplications - description: >- Catálogo de productos de préstamo: definición, versionado y activación de productos de crédito. name: LoanProducts - description: >- Operaciones de servicing de cuentas de préstamo: saldos, cronogramas y acciones a nivel de cuenta. name: Loan Accounts - description: >- Operaciones de lectura de servicing: cronogramas de reembolso y estado de servicing para cuentas de préstamo. name: Servicings - description: >- Operaciones de lectura del panel de cartera: vistas agregadas de cartera y de rendimiento. name: Dashboard - description: >- Registro de jurisdicciones: perfiles de jurisdicción soportados y sus capacidades. name: Jurisdictions - description: >- Operaciones de solicitud de préstamo específicas por jurisdicción (superficie de originación de Brasil). name: Loan Applications - description: >- Operaciones de cálculo de impuestos para crédito específico por jurisdicción (por ejemplo, IOF de Brasil). name: Tax - description: >- Operaciones de consignado privado de Brasil: originación de contrato (contratación activa) y ciclo de vida. name: Consignado paths: /api/v1/loan-accounts/{id}/reschedules: post: tags: - Loan Accounts summary: Reprogramar la cuenta de préstamo description: >- Anexa una versión inmutable del cronograma reprogramado y un disparador de recálculo. La idempotencia se aplica mediante el middleware de idempotencia de lib-commons a través del encabezado X-Idempotency; una clave reutilizada con datos diferentes produce 409. Un UUID mal formado produce 422. operationId: rescheduleLoanAccount parameters: - description: Loan account identifier (UUID). in: path name: id required: true schema: description: Loan account identifier (UUID). examples: - 550e8400-e29b-41d4-a716-446655440000 format: uuid type: string - description: >- Canonical idempotency request ID. Enforced by the lib-commons idempotency middleware. in: header name: X-Idempotency required: true schema: description: >- Canonical idempotency request ID. Enforced by the lib-commons idempotency middleware. examples: - 550e8400-e29b-41d4-a716-446655440011 type: string requestBody: content: application/json: schema: $ref: '#/components/schemas/RescheduleLoanAccountHumaRequest' required: true responses: '201': content: application/json: schema: $ref: '#/components/schemas/ScheduleVersionCommandHumaBody' description: Created default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Error components: schemas: RescheduleLoanAccountHumaRequest: additionalProperties: false properties: businessDate: description: YYYY-MM-DD business date applied to the reschedule. examples: - '2026-06-14' type: string effectiveDate: description: YYYY-MM-DD effective date of the reschedule. examples: - '2026-06-14' type: string firstRescheduledDueDate: description: YYYY-MM-DD first due date of the rescheduled plan. examples: - '2026-06-14' type: string newTermMonths: description: New loan term in months. examples: - 24 format: int64 minimum: 1 type: integer reason: description: Operator-supplied reschedule reason. maxLength: 128 type: string transactionId: description: Operator-supplied reschedule transaction identifier. maxLength: 128 type: string required: - transactionId - newTermMonths - firstRescheduledDueDate - effectiveDate - businessDate - reason type: object ScheduleVersionCommandHumaBody: additionalProperties: false properties: previousScheduleVersionId: description: Predecessor schedule version UUID. examples: - 550e8400-e29b-41d4-a716-446655440031 type: string scheduleVersion: $ref: '#/components/schemas/ScheduleVersionHumaBody' description: The newly appended immutable schedule version. required: - previousScheduleVersionId - scheduleVersion type: object Detail: additionalProperties: false properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). examples: - ERR-0001 type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string type: object ScheduleVersionHumaBody: additionalProperties: false properties: createdAt: description: ISO-8601 creation timestamp (UTC). examples: - '2026-06-14T12:00:00Z' type: string id: description: Schedule version UUID. examples: - 550e8400-e29b-41d4-a716-446655440030 type: string installments: description: Recalculated installment schedule. items: $ref: '#/components/schemas/ScheduleVersionInstallmentHumaBody' type: - array - 'null' loanAccountId: description: Loan account UUID. examples: - 550e8400-e29b-41d4-a716-446655440000 type: string predecessorVersionId: description: Predecessor schedule version UUID, if any. examples: - 550e8400-e29b-41d4-a716-446655440031 type: string reason: description: Reason the version was appended. type: string triggerTransactionId: description: Transaction that triggered the recalculation. type: string versionNumber: description: Monotonic schedule version number. examples: - 2 format: int64 type: integer required: - id - loanAccountId - versionNumber - reason - triggerTransactionId - createdAt - installments type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object ScheduleVersionInstallmentHumaBody: additionalProperties: false properties: dueDate: description: ISO-8601 due date. examples: - '2026-06-14T12:00:00Z' type: string feesAmount: description: Fees due (2 d.p. string). examples: - '3.50' type: string interestAmount: description: Interest due (2 d.p. string). examples: - '20.00' type: string number: description: Installment ordinal (1-based). examples: - 3 format: int64 type: integer penaltiesAmount: description: Penalties due (2 d.p. string). examples: - '1.50' type: string principalAmount: description: Principal due (2 d.p. string). examples: - '100.00' type: string principalRemaining: description: >- Unpaid principal for THIS installment (per-installment, 2 d.p. string) — not the whole-loan declining balance. examples: - '100.00' type: string totalAmount: description: Total due (2 d.p. string). examples: - '125.00' type: string required: - number - dueDate - principalAmount - principalRemaining - interestAmount - feesAmount - penaltiesAmount - totalAmount type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ````