> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# List loan applications

> Returns a page of loan applications for the caller's tenant, newest first, optionally narrowed by status, loan product version, borrower, assigned officer or origination channel.



## OpenAPI

````yaml /es/openapi/v3-current/lender.yaml get /api/v1/loan-applications
openapi: 3.1.0
info:
  contact:
    email: contact@lerian.studio
    name: Lerian Studio
    url: https://lerian.studio
  description: >-
    Code-first OpenAPI 3.1 surface for the Lender service. Routes that move
    money are at-most-once per X-Idempotency: when one answers 5xx, the
    X-Idempotency-Fenced response header says whether that key is now refusing
    resends (true) or free to retry (false or absent). See
    docs/contracts/money-route-idempotency.md.
  license:
    name: Lerian Studio General License
  title: Lender API
  version: 1.0.0
servers:
  - url: https://lender.sandbox.lerian.net
security:
  - BearerAuth: []
tags:
  - description: >-
      Caller session projection: validated subject and effective permissions for
      the presented token.
    name: Session
  - description: >-
      Ledger accounting operations: journal entries and accrual postings for
      loan accounts.
    name: Accounting
  - description: >-
      Loan application intake and lifecycle: submission, decisioning, and
      status.
    name: LoanApplications
  - description: >-
      Loan product catalog: definition, versioning, and activation of lending
      products.
    name: LoanProducts
  - description: >-
      Loan account servicing operations: balances, schedules, and account-level
      actions.
    name: Loan Accounts
  - description: >-
      Portfolio dashboard read operations: aggregated portfolio and performance
      views.
    name: Dashboard
  - description: >-
      Jurisdiction registry: supported jurisdiction profiles and their
      capabilities.
    name: Jurisdictions
  - description: >-
      Jurisdiction-specific loan application operations (Brazil origination
      surface).
    name: Loan Applications
  - description: >-
      Tax computation operations for jurisdiction-specific lending (e.g. Brazil
      IOF).
    name: Tax
  - description: >-
      Brazil consignado privado operations: contract lifecycle, exclusion
      repair, and compensating adjustments.
    name: Consignado
  - description: >-
      Credit-instrument document template registry: versioned drafting and
      publication of CCB clausulado.
    name: DocumentTemplates
paths:
  /api/v1/loan-applications:
    get:
      tags:
        - LoanApplications
      summary: List loan applications
      description: >-
        Returns a page of loan applications for the caller's tenant, newest
        first, optionally narrowed by status, loan product version, borrower,
        assigned officer or origination channel.
      operationId: listLoanApplications
      parameters:
        - description: Narrow to one lifecycle status. Omit to include every status.
          explode: false
          in: query
          name: status
          schema:
            description: Narrow to one lifecycle status. Omit to include every status.
            enum:
              - pending_approval
              - approved
              - rejected
              - withdrawn
              - disbursed
            type: string
        - description: Narrow to applications created against one loan product version.
          explode: false
          in: query
          name: loanProductVersionId
          schema:
            description: Narrow to applications created against one loan product version.
            examples:
              - 550e8400-e29b-41d4-a716-446655440000
            format: uuid
            type: string
        - description: >-
            Narrow to one borrower. The borrower identifier is a UUID — the same
            identity the create route stored.
          explode: false
          in: query
          name: borrowerId
          schema:
            description: >-
              Narrow to one borrower. The borrower identifier is a UUID — the
              same identity the create route stored.
            examples:
              - 550e8400-e29b-41d4-a716-446655440002
            format: uuid
            type: string
        - description: >-
            Narrow to the officer the application is assigned to. Free-form
            authenticated identity subject, not necessarily a UUID, at most 255
            characters; a system-originated application carries the empty
            officer.
          explode: false
          in: query
          name: assignedOfficerId
          schema:
            description: >-
              Narrow to the officer the application is assigned to. Free-form
              authenticated identity subject, not necessarily a UUID, at most
              255 characters; a system-originated application carries the empty
              officer.
            examples:
              - officer-xyz
            maxLength: 255
            type: string
        - description: Narrow to the trusted channel that created the application.
          explode: false
          in: query
          name: originationFront
          schema:
            description: Narrow to the trusted channel that created the application.
            enum:
              - gateway_clt
              - lender_direct
              - unknown_legacy
            type: string
        - description: Page size.
          explode: false
          in: query
          name: limit
          schema:
            default: 25
            description: Page size.
            format: int64
            maximum: 100
            minimum: 1
            type: integer
        - description: Page offset.
          explode: false
          in: query
          name: offset
          schema:
            default: 0
            description: Page offset.
            format: int64
            maximum: 10000
            minimum: 0
            type: integer
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanApplicationReadListHumaBody'
          description: OK
        '401':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unauthorized
        '403':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Forbidden
        '422':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unprocessable Entity
        '500':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Internal Server Error
        '503':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Service Unavailable
components:
  schemas:
    LoanApplicationReadListHumaBody:
      additionalProperties: false
      properties:
        data:
          description: >-
            Page of loan applications, newest first; always present, empty slice
            when none match.
          items:
            $ref: '#/components/schemas/LoanApplicationReadHumaBody'
          type:
            - array
            - 'null'
      required:
        - data
      type: object
    Detail:
      additionalProperties: false
      properties:
        code:
          description: >-
            Stable, machine-readable domain error code scoped to the emitting
            service (format: <SERVICE>-NNNN).
          type: string
        detail:
          description: >-
            A human-readable explanation specific to this occurrence of the
            problem.
          examples:
            - Property foo is required but is missing.
          type: string
        errors:
          description: Optional list of individual error details
          items:
            $ref: '#/components/schemas/ErrorDetail'
          type:
            - array
            - 'null'
        instance:
          description: >-
            A URI reference that identifies the specific occurrence of the
            problem.
          examples:
            - https://example.com/error-log/abc123
          format: uri
          type: string
        status:
          description: HTTP status code
          examples:
            - 400
          format: int64
          type: integer
        title:
          description: >-
            A short, human-readable summary of the problem type. This value
            should not change between occurrences of the error.
          examples:
            - Bad Request
          type: string
        type:
          default: about:blank
          description: A URI reference to human-readable documentation for the error.
          examples:
            - https://example.com/errors/example
          format: uri
          type: string
        upstream:
          $ref: '#/components/schemas/Upstream'
          description: >-
            RFC 9457 extension member: the error a proxied third-party provider
            reported. Absent unless the emitting service explicitly surfaced
            one.
      type: object
    LoanApplicationReadHumaBody:
      additionalProperties: false
      properties:
        approvalDecision:
          $ref: '#/components/schemas/ApprovalDecisionHumaBody'
          description: >-
            Approval facts; present only when the application is approved or
            disbursed.
        assignedOfficerId:
          description: >-
            Authenticated officer who created the application (request subject),
            or empty on a system-originated application, which has no human
            officer. Whatever the identity provider issues as the subject: not
            necessarily a UUID.
          examples:
            - officer-xyz
          type: string
        borrowerId:
          description: Borrower identifier (UUID).
          examples:
            - 550e8400-e29b-41d4-a716-446655440002
          format: uuid
          type: string
        createdAt:
          description: Creation timestamp (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        currency:
          description: ISO-4217 alpha currency the loan is denominated in.
          examples:
            - BRL
          type: string
        disbursementEvent:
          $ref: '#/components/schemas/DisbursementEventHumaBody'
          description: Disbursement facts; present only when the application is disbursed.
        expectedDisbursementDate:
          description: Expected disbursement date (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        id:
          description: Loan application identifier (UUID).
          examples:
            - 3fa85f64-5717-4562-b3fc-2c963f66afa6
          type: string
        loanAccountId:
          description: Loan account this application produced; present only once disbursed.
          examples:
            - 7c9e6679-7425-40de-944b-e07fc1f90ae7
          type: string
        loanProductVersionId:
          description: Loan product version this application was created against (UUID).
          examples:
            - 550e8400-e29b-41d4-a716-446655440000
          type: string
        originationFront:
          description: >-
            Trusted channel that created the application: one of gateway_clt,
            lender_direct, unknown_legacy.
          examples:
            - lender_direct
          type: string
        previewJurisdictionCode:
          description: ISO-2 jurisdiction code resolved at preview time.
          examples:
            - BR
          type: string
        previewProfileVersion:
          description: Jurisdiction profile version resolved at preview time.
          examples:
            - 1.0.0
          type: string
        previewScheduleSnapshotId:
          description: Preview schedule snapshot this application was created from (UUID).
          examples:
            - 6ba7b810-9dad-11d1-80b4-00c04fd430c8
          type: string
        rejectionDecision:
          $ref: '#/components/schemas/ReasonedDecisionHumaBody'
          description: Rejection facts; present only when the application is rejected.
        requestedInstallments:
          description: Number of installments requested.
          examples:
            - 24
          format: int64
          type: integer
        requestedInterestRate:
          description: >-
            Requested monthly interest rate as a decimal string, scale 8 (e.g.
            "0.00000100").
          examples:
            - '0.00000100'
          type: string
        requestedPrincipalAmount:
          description: >-
            Requested principal amount as a decimal string, minor-unit precision
            scale 2 (e.g. "50000.00").
          examples:
            - '50000.00'
          type: string
        status:
          description: >-
            Lifecycle status: one of pending_approval, approved, rejected,
            withdrawn, disbursed.
          examples:
            - pending_approval
          type: string
        updatedAt:
          description: Last-update timestamp (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        withdrawalDecision:
          $ref: '#/components/schemas/ReasonedDecisionHumaBody'
          description: Withdrawal facts; present only when the application is withdrawn.
      required:
        - currency
        - originationFront
        - createdAt
        - updatedAt
        - id
        - loanProductVersionId
        - borrowerId
        - assignedOfficerId
        - status
        - requestedPrincipalAmount
        - requestedInterestRate
        - requestedInstallments
        - expectedDisbursementDate
        - previewProfileVersion
        - previewJurisdictionCode
        - previewScheduleSnapshotId
      type: object
    ErrorDetail:
      additionalProperties: false
      properties:
        location:
          description: >-
            Where the error occurred, e.g. 'body.items[3].tags' or
            'path.thing-id'
          type: string
        message:
          description: Error message text
          type: string
        value:
          description: The value at the given location
      type: object
    Upstream:
      additionalProperties: false
      properties:
        code:
          description: The upstream provider's own error code, verbatim.
          examples:
            - E4001
          type: string
        message:
          description: >-
            The upstream provider's own error message, verbatim (bounded, never
            its raw response body).
          examples:
            - account not found at provider
          type: string
      type: object
    ApprovalDecisionHumaBody:
      additionalProperties: false
      properties:
        approvedAmount:
          description: >-
            Approved amount as a decimal string, minor-unit precision scale 2
            (e.g. "48000.00").
          examples:
            - '48000.00'
          type: string
        decidedBy:
          description: Authenticated subject who approved the application.
          type: string
        decisionAt:
          description: Approval decision timestamp (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        id:
          description: Approval decision identifier (UUID).
          examples:
            - 9f1c2d3e-4b5a-6789-abcd-ef0123456789
          type: string
        note:
          description: Optional approval note supplied by the deciding officer.
          type: string
      required:
        - id
        - approvedAmount
        - decisionAt
        - decidedBy
      type: object
    DisbursementEventHumaBody:
      additionalProperties: false
      properties:
        disbursedAt:
          description: Disbursement timestamp (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        grossRequestedAmount:
          description: >-
            Gross requested disbursement amount as a decimal string, minor-unit
            precision scale 2 (e.g. "50000.00").
          examples:
            - '50000.00'
          type: string
        id:
          description: Disbursement event identifier (UUID).
          examples:
            - c3d4e5f6-a7b8-4901-acde-f01234567890
          type: string
        loanAccountId:
          description: Loan account credited by this disbursement (UUID).
          examples:
            - 7c9e6679-7425-40de-944b-e07fc1f90ae7
          type: string
        netDeliveredAmount:
          description: >-
            Net delivered disbursement amount as a decimal string, minor-unit
            precision scale 2 (e.g. "49500.00").
          examples:
            - '49500.00'
          type: string
        profileVersion:
          description: Jurisdiction profile version applied by the disbursement pipeline.
          examples:
            - 1.0.0
          type: string
      required:
        - id
        - loanAccountId
        - grossRequestedAmount
        - netDeliveredAmount
        - disbursedAt
        - profileVersion
      type: object
    ReasonedDecisionHumaBody:
      additionalProperties: false
      properties:
        decidedBy:
          description: Authenticated subject who recorded the decision.
          type: string
        decisionAt:
          description: Decision timestamp (RFC3339, UTC).
          examples:
            - '2026-06-14T12:00:00Z'
          type: string
        id:
          description: Decision identifier (UUID) for the rejection or withdrawal.
          examples:
            - b2c3d4e5-f6a7-4890-9bcd-ef0123456789
          type: string
        reason:
          description: Free-text reason for the rejection or withdrawal.
          type: string
      required:
        - id
        - decisionAt
        - decidedBy
        - reason
      type: object
  securitySchemes:
    BearerAuth:
      bearerFormat: JWT
      description: JWT bearer token issued by the identity provider.
      scheme: bearer
      type: http

````