> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Criar solicitação de empréstimo > Cria uma solicitação de empréstimo pendente de aprovação a partir de um snapshot de cronograma já pré-visualizado. ## OpenAPI ````yaml pt/openapi/v3-current/lender.yaml post /api/v1/loan-applications openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: Superfície OpenAPI 3.1 code-first do serviço Lender. license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Operações de contabilidade do ledger: entradas de journal e lançamentos de accrual para contas de empréstimo. name: Accounting - description: >- Recepção e ciclo de vida da solicitação de empréstimo: submissão, decisão e status. name: LoanApplications - description: >- Catálogo de produtos de empréstimo: definição, versionamento e ativação de produtos de crédito. name: LoanProducts - description: >- Operações de servicing de contas de empréstimo: saldos, cronogramas e ações em nível de conta. name: Loan Accounts - description: >- Operações de leitura de servicing: cronogramas de pagamento e estado de servicing para contas de empréstimo. name: Servicings - description: >- Operações de leitura do painel de carteira: visões agregadas de carteira e de desempenho. name: Dashboard - description: >- Registro de jurisdições: perfis de jurisdição suportados e suas capacidades. name: Jurisdictions - description: >- Operações de solicitação de empréstimo específicas por jurisdição (superfície de originação do Brasil). name: Loan Applications - description: >- Operações de cálculo de impostos para crédito específico por jurisdição (por exemplo, IOF do Brasil). name: Tax - description: >- Operações de consignado privado do Brasil: originação de contrato (contratação ativa) e ciclo de vida. name: Consignado paths: /api/v1/loan-applications: post: tags: - LoanApplications summary: Criar solicitação de empréstimo description: >- Cria uma solicitação de empréstimo pendente de aprovação a partir de um snapshot de cronograma já pré-visualizado. operationId: createLoanApplication requestBody: content: application/json: schema: $ref: '#/components/schemas/CreateLoanApplicationHumaRequest' required: true responses: '201': content: application/json: schema: $ref: '#/components/schemas/LoanApplicationHumaBody' description: Created default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Error components: schemas: CreateLoanApplicationHumaRequest: additionalProperties: false properties: borrowerId: description: Borrower identifier. type: string expectedDisbursementDate: description: Expected disbursement date (RFC3339). examples: - '2026-06-14T12:00:00Z' type: string loanProductVersionId: description: Loan product version identifier (UUID). examples: - 550e8400-e29b-41d4-a716-446655440000 type: string previewScheduleSnapshotId: description: Preview schedule snapshot identifier (UUID). examples: - 6ba7b810-9dad-11d1-80b4-00c04fd430c8 type: string requestedInstallments: description: Number of installments. examples: - 24 format: int64 maximum: 600 minimum: 1 type: integer requestedInterestRate: description: >- Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100"). examples: - '0.00000100' type: string requestedPrincipalAmount: description: Requested principal amount as a decimal string (e.g. "50000.00"). examples: - '50000.00' type: string required: - loanProductVersionId - borrowerId - requestedPrincipalAmount - requestedInterestRate - requestedInstallments - expectedDisbursementDate - previewScheduleSnapshotId type: object LoanApplicationHumaBody: additionalProperties: false properties: approvalDecision: $ref: '#/components/schemas/ApprovalDecisionHumaBody' description: >- Approval facts; present only when the application is approved or disbursed. assignedOfficerId: description: Authenticated officer who created the application (request subject). type: string borrowerId: description: Borrower identifier. type: string disbursementEvent: $ref: '#/components/schemas/DisbursementEventHumaBody' description: Disbursement facts; present only when the application is disbursed. expectedDisbursementDate: description: Expected disbursement date (RFC3339, UTC). examples: - '2026-06-14T12:00:00Z' type: string id: description: Loan application identifier (UUID). examples: - 3fa85f64-5717-4562-b3fc-2c963f66afa6 type: string loanProductVersionId: description: Loan product version this application was created against (UUID). examples: - 550e8400-e29b-41d4-a716-446655440000 type: string previewJurisdictionCode: description: ISO-2 jurisdiction code resolved at preview time. examples: - BR type: string previewProfileVersion: description: Jurisdiction profile version resolved at preview time. examples: - 1.0.0 type: string previewScheduleSnapshotId: description: Preview schedule snapshot this application was created from (UUID). examples: - 6ba7b810-9dad-11d1-80b4-00c04fd430c8 type: string rejectionDecision: $ref: '#/components/schemas/ReasonedDecisionHumaBody' description: Rejection facts; present only when the application is rejected. requestedInstallments: description: Number of installments requested. examples: - 24 format: int64 type: integer requestedInterestRate: description: >- Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100"). examples: - '0.00000100' type: string requestedPrincipalAmount: description: >- Requested principal amount as a decimal string, minor-unit precision scale 2 (e.g. "50000.00"). examples: - '50000.00' type: string status: description: >- Lifecycle status: one of pending_approval, approved, rejected, withdrawn, disbursed. examples: - pending_approval type: string withdrawalDecision: $ref: '#/components/schemas/ReasonedDecisionHumaBody' description: Withdrawal facts; present only when the application is withdrawn. required: - id - loanProductVersionId - borrowerId - assignedOfficerId - status - requestedPrincipalAmount - requestedInterestRate - requestedInstallments - expectedDisbursementDate - previewProfileVersion - previewJurisdictionCode - previewScheduleSnapshotId type: object Detail: additionalProperties: false properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). examples: - ERR-0001 type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string type: object ApprovalDecisionHumaBody: additionalProperties: false properties: approvedAmount: description: >- Approved amount as a decimal string, minor-unit precision scale 2 (e.g. "48000.00"). examples: - '48000.00' type: string decidedBy: description: Authenticated subject who approved the application. type: string decisionAt: description: Approval decision timestamp (RFC3339, UTC). examples: - '2026-06-14T12:00:00Z' type: string id: description: Approval decision identifier (UUID). examples: - 9f1c2d3e-4b5a-6789-abcd-ef0123456789 type: string note: description: Optional approval note supplied by the deciding officer. type: string required: - id - approvedAmount - decisionAt - decidedBy type: object DisbursementEventHumaBody: additionalProperties: false properties: disbursedAt: description: Disbursement timestamp (RFC3339, UTC). examples: - '2026-06-14T12:00:00Z' type: string grossRequestedAmount: description: >- Gross requested disbursement amount as a decimal string, minor-unit precision scale 2 (e.g. "50000.00"). examples: - '50000.00' type: string id: description: Disbursement event identifier (UUID). examples: - c3d4e5f6-a7b8-4901-acde-f01234567890 type: string loanAccountId: description: Loan account credited by this disbursement (UUID). examples: - 7c9e6679-7425-40de-944b-e07fc1f90ae7 type: string netDeliveredAmount: description: >- Net delivered disbursement amount as a decimal string, minor-unit precision scale 2 (e.g. "49500.00"). examples: - '49500.00' type: string profileVersion: description: Jurisdiction profile version applied by the disbursement pipeline. examples: - 1.0.0 type: string required: - id - loanAccountId - grossRequestedAmount - netDeliveredAmount - disbursedAt - profileVersion type: object ReasonedDecisionHumaBody: additionalProperties: false properties: decidedBy: description: Authenticated subject who recorded the decision. type: string decisionAt: description: Decision timestamp (RFC3339, UTC). examples: - '2026-06-14T12:00:00Z' type: string id: description: Decision identifier (UUID) for the rejection or withdrawal. examples: - b2c3d4e5-f6a7-4890-9bcd-ef0123456789 type: string reason: description: Free-text reason for the rejection or withdrawal. type: string required: - id - decisionAt - decidedBy - reason type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ````