> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Reconcile a contract's deferred origination fee > Reads the ledger lines of the contract's own deferred-fee accounts, across every chart it lived under, into deferred, recognised, released and remaining, and holds the deferred figure against the fee the contract record says was retained. The contract is named by its loan account alone: product version, disbursement day, currency and retained fee come from the tenant's contract record. A ledger that does not answer is status UNAVAILABLE, not an error. ## OpenAPI ````yaml /pt/openapi/v3-current/lender.yaml get /api/v1/loan-accounts/{id}/deferred-fee-reconciliation openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: >- Code-first OpenAPI 3.1 surface for the Lender service. Routes that move money are at-most-once per X-Idempotency: when one answers 5xx, the X-Idempotency-Fenced response header says whether that key is now refusing resends (true) or free to retry (false or absent). See docs/contracts/money-route-idempotency.md. license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Caller session projection: validated subject and effective permissions for the presented token. name: Session - description: >- Ledger accounting operations: journal entries and accrual postings for loan accounts. name: Accounting - description: >- Loan application intake and lifecycle: submission, decisioning, and status. name: LoanApplications - description: >- Loan product catalog: definition, versioning, and activation of lending products. name: LoanProducts - description: >- Loan account servicing operations: balances, schedules, and account-level actions. name: Loan Accounts - description: >- Portfolio dashboard read operations: aggregated portfolio and performance views. name: Dashboard - description: >- Jurisdiction registry: supported jurisdiction profiles and their capabilities. name: Jurisdictions - description: >- Jurisdiction-specific loan application operations (Brazil origination surface). name: Loan Applications - description: >- Tax computation operations for jurisdiction-specific lending (e.g. Brazil IOF). name: Tax - description: >- Brazil consignado privado operations: contract lifecycle, exclusion repair, and compensating adjustments. name: Consignado - description: >- Credit-instrument document template registry: versioned drafting and publication of CCB clausulado. name: DocumentTemplates paths: /api/v1/loan-accounts/{id}/deferred-fee-reconciliation: get: tags: - Accounting summary: Reconcile a contract's deferred origination fee description: >- Reads the ledger lines of the contract's own deferred-fee accounts, across every chart it lived under, into deferred, recognised, released and remaining, and holds the deferred figure against the fee the contract record says was retained. The contract is named by its loan account alone: product version, disbursement day, currency and retained fee come from the tenant's contract record. A ledger that does not answer is status UNAVAILABLE, not an error. operationId: getDeferredFeeReconciliation parameters: - description: Loan account identifier of the contract. in: path name: id required: true schema: description: Loan account identifier of the contract. examples: - 550e8400-e29b-41d4-a716-446655440003 format: uuid type: string responses: '200': content: application/json: schema: $ref: '#/components/schemas/DeferredFeeReconciliationHumaBody' description: OK '401': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unauthorized '403': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Forbidden '404': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Not Found '409': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Conflict '422': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unprocessable Entity '500': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Internal Server Error '503': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Service Unavailable default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: >- Any other status this operation may carry, rendered as a problem document — including a refusal produced ahead of the service, such as a gateway or ingress answering on its behalf. components: schemas: DeferredFeeReconciliationHumaBody: additionalProperties: false properties: accounts: description: >- The contract's own deferred-fee accounts the figures were read from, one per chart the contract lived under, oldest first; always present, empty when the contract's charts defer no fee. items: type: string type: - array - 'null' currency: description: Asset the fee is held in. examples: - BRL type: string figures: $ref: '#/components/schemas/DeferredFeeFiguresHumaBody' description: >- What the ledger holds on the fee accounts. Present on MATCH and DIVERGENT, absent on UNAVAILABLE. loanAccountId: description: Loan account (uuid) of the contract reconciled. examples: - 550e8400-e29b-41d4-a716-446655440003 type: string retainedFee: description: >- Fee the contract record says was withheld at disbursement, summed over every tranche, as a fixed two-decimal string. examples: - '150.00' type: string status: description: >- MATCH: the ledger deferred exactly the fee the contract retained. DIVERGENT: the two differ, or remaining is negative (the fee was earned more than once); figures.difference says by how much. UNAVAILABLE: the ledger did not answer, so figures is absent. enum: - MATCH - DIVERGENT - UNAVAILABLE type: string required: - loanAccountId - currency - status - accounts - retainedFee type: object Detail: additionalProperties: true properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string upstream: $ref: '#/components/schemas/Upstream' description: >- RFC 9457 extension member: the error a proxied third-party provider reported. Absent unless the emitting service explicitly surfaced one. type: object DeferredFeeFiguresHumaBody: additionalProperties: false properties: deferred: description: Credited to the fee accounts at disbursement. examples: - '150.00' type: string difference: description: >- Present only when DIVERGENT: deferred - retainedFee, or the negative remaining when the deferral agrees. examples: - '-150.00' type: string recognised: description: >- Amortised to income so far, including the full release an early exit runs through the monthly amortization. examples: - '25.00' type: string released: description: Moved out by a substantial renegotiation clearing the contract. examples: - '125.00' type: string remaining: description: deferred - recognised - released. examples: - '0.00' type: string required: - deferred - recognised - released - remaining type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object Upstream: additionalProperties: false properties: code: description: The upstream provider's own error code, verbatim. examples: - E4001 type: string message: description: >- The upstream provider's own error message, verbatim (bounded, never its raw response body). examples: - account not found at provider type: string type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ````