> ## Documentation Index > Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt > Use this file to discover all available pages before exploring further. # Reconcile a contract's held cash > Compares the held cash the Lender keeps for the borrower of one contract (the balance the refund desk returns) with what the ledger holds on the contract's own held cash accounts. Refused for a payroll-rail contract and for one with cash in collection custody, whose account takes postings this read does not describe (LENDER-1714), and for a contract whose charts give the held cash no account of its own (LENDER-1715). ## OpenAPI ````yaml /pt/openapi/v3-current/lender.yaml get /api/v1/br/loan-accounts/{id}/held-cash-reconciliation openapi: 3.1.0 info: contact: email: contact@lerian.studio name: Lerian Studio url: https://lerian.studio description: >- Code-first OpenAPI 3.1 surface for the Lender service. Routes that move money are at-most-once per X-Idempotency: when one answers 5xx, the X-Idempotency-Fenced response header says whether that key is now refusing resends (true) or free to retry (false or absent). license: name: Lerian Studio General License title: Lender API version: 1.0.0 servers: - url: https://lender.sandbox.lerian.net security: - BearerAuth: [] tags: - description: >- Caller session projection: validated subject and effective permissions for the presented token. name: Session - description: >- Ledger accounting operations: journal entries and accrual postings for loan accounts. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Accounting - description: >- Loan application intake and lifecycle: submission, decisioning, and status. name: LoanApplications - description: >- Loan product catalog: definition, versioning, and activation of lending products. name: LoanProducts - description: >- Loan account servicing operations: balances, schedules, and account-level actions. name: Loan Accounts - description: >- Portfolio dashboard read operations: aggregated portfolio and performance views. name: Dashboard - description: >- Jurisdiction registry: supported jurisdiction profiles and their capabilities. name: Jurisdictions - description: >- Jurisdiction-specific loan application operations (Brazil origination surface). name: Loan Applications - description: >- Tax computation operations for jurisdiction-specific lending (e.g. Brazil IOF). name: Tax - description: >- Brazil consignado privado operations: contract lifecycle, exclusion repair, and compensating adjustments. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Consignado - description: >- Inbound record quarantine. Operations under /api/v1/internal are back-office operations for the client's operators: they require a person's login, and a service credential gets 403. name: Streaming - description: >- Credit-instrument document template registry: versioned drafting and publication of CCB clausulado. name: DocumentTemplates paths: /api/v1/br/loan-accounts/{id}/held-cash-reconciliation: get: tags: - Loan Accounts summary: Reconcile a contract's held cash description: >- Compares the held cash the Lender keeps for the borrower of one contract (the balance the refund desk returns) with what the ledger holds on the contract's own held cash accounts. Refused for a payroll-rail contract and for one with cash in collection custody, whose account takes postings this read does not describe (LENDER-1714), and for a contract whose charts give the held cash no account of its own (LENDER-1715). operationId: reconcileHeldCash parameters: - description: The loan account (a UUID). in: path name: id required: true schema: description: The loan account (a UUID). type: string responses: '200': content: application/json: schema: $ref: '#/components/schemas/HeldCashReconciliationResponse' description: OK '401': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unauthorized '403': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Forbidden '404': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Not Found '409': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Conflict '422': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Unprocessable Entity '500': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Internal Server Error '503': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Service Unavailable '504': content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: Gateway Timeout default: content: application/problem+json: schema: $ref: '#/components/schemas/Detail' description: >- Any other status this operation may carry, rendered as a problem document — including a refusal produced ahead of the service, such as a gateway or ingress answering on its behalf. components: schemas: HeldCashReconciliationResponse: additionalProperties: false properties: accounts: description: >- The contract's own held cash accounts at the ledger, one per chart it lived under that moved the account. items: type: string type: - array - 'null' currency: description: The contract's currency. examples: - BRL type: string difference: description: >- ledgerHeld minus lenderHeld (2 d.p. string); absent when UNAVAILABLE. A posting still in the outbox shows here until the relay publishes it. examples: - '0.00' type: string ledgerHeld: description: >- What the ledger holds on those accounts (2 d.p. string); absent when UNAVAILABLE. examples: - '2500.00' type: string lenderHeld: description: >- What the Lender holds for the borrower on this contract (2 d.p. string). examples: - '2500.00' type: string loanAccountId: description: The contract. format: uuid type: string status: description: >- RECONCILED when both sides are equal, DIVERGENT when they are not, UNAVAILABLE when the ledger did not answer. enum: - RECONCILED - DIVERGENT - UNAVAILABLE type: string required: - loanAccountId - currency - accounts - lenderHeld - status type: object Detail: additionalProperties: true properties: code: description: >- Stable, machine-readable domain error code scoped to the emitting service (format: -NNNN). type: string detail: description: >- A human-readable explanation specific to this occurrence of the problem. examples: - Property foo is required but is missing. type: string errors: description: Optional list of individual error details items: $ref: '#/components/schemas/ErrorDetail' type: - array - 'null' instance: description: >- A URI reference that identifies the specific occurrence of the problem. examples: - https://example.com/error-log/abc123 format: uri type: string status: description: HTTP status code examples: - 400 format: int64 type: integer title: description: >- A short, human-readable summary of the problem type. This value should not change between occurrences of the error. examples: - Bad Request type: string type: default: about:blank description: A URI reference to human-readable documentation for the error. examples: - https://example.com/errors/example format: uri type: string upstream: $ref: '#/components/schemas/Upstream' description: >- RFC 9457 extension member: the error a proxied third-party provider reported. Absent unless the emitting service explicitly surfaced one. type: object ErrorDetail: additionalProperties: false properties: location: description: >- Where the error occurred, e.g. 'body.items[3].tags' or 'path.thing-id' type: string message: description: Error message text type: string value: description: The value at the given location type: object Upstream: additionalProperties: false properties: code: description: The upstream provider's own error code, verbatim. examples: - E4001 type: string message: description: >- The upstream provider's own error message, verbatim (bounded, never its raw response body). examples: - account not found at provider type: string type: object securitySchemes: BearerAuth: bearerFormat: JWT description: JWT bearer token issued by the identity provider. scheme: bearer type: http ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.