Create a PIX refund

curl --request POST \
  --url https://api.example.com/v1/refunds \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "accountId": "acc-123",
  "amount": 5000,
  "code": "MD06",
  "endToEndId": "E1234567890",
  "transactionId": "d1f9c0a2-...",
  "clientRequestId": "req-2025-01-01-abc123",
  "description": "Wrong amount"
}
'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.example.com/v1/refunds"

	payload := strings.NewReader("{\n  \"accountId\": \"acc-123\",\n  \"amount\": 5000,\n  \"code\": \"MD06\",\n  \"endToEndId\": \"E1234567890\",\n  \"transactionId\": \"d1f9c0a2-...\",\n  \"clientRequestId\": \"req-2025-01-01-abc123\",\n  \"description\": \"Wrong amount\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    accountId: 'acc-123',
    amount: 5000,
    code: 'MD06',
    endToEndId: 'E1234567890',
    transactionId: 'd1f9c0a2-...',
    clientRequestId: 'req-2025-01-01-abc123',
    description: 'Wrong amount'
  })
};

fetch('https://api.example.com/v1/refunds', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.example.com/v1/refunds"

payload = {
    "accountId": "acc-123",
    "amount": 5000,
    "code": "MD06",
    "endToEndId": "E1234567890",
    "transactionId": "d1f9c0a2-...",
    "clientRequestId": "req-2025-01-01-abc123",
    "description": "Wrong amount"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "accountId": "ext-acc-123",
  "amount": 5000,
  "code": "MD06",
  "endToEndId": "E1234567890",
  "endToEndRefundId": "D1234567890",
  "id": "a2f9c0d1-...",
  "status": "EXECUTED",
  "description": "Wrong amount"
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

Create a PIX refund

Creates a PIX refund (devolução) against an executed transaction. Bacen makes the refund the RECIPIENT’s operation, so the caller must be the party that RECEIVED the original payment: the requesting accountId’s document has to equal the original payee’s document. The original payer cannot refund a payment it sent — that is the MED/fraud path, not this one.

Identify the original with BOTH transactionId (the local UUID) and endToEndId, and it must still be EXECUTED. Partial refunds are allowed and they ACCUMULATE: the amount is checked against the original amount minus everything already refunded, under a row lock on the original, so two concurrent refunds cannot together exceed it. An on-us original is refunded as a synchronous ledger reversal from the refunder to the original payer; a payment received from another institution is submitted to JDPI first, and the refund’s own end-to-end id comes back from JD. code is the return reason and is accepted only as BE08, FR01, MD06 or SL02.

⚠️ Send clientRequestId on an on-us refund. Without it a retry posts a SECOND reversal: each attempt mints a fresh refund end-to-end id, so nothing dedups them, and the money moves twice. With it, a retry replays the existing refund as a success. The cross-institution branch is already retry-safe on its own.

Refusals: 422 PIX-0036 when no EXECUTED transaction matches that (endToEndId, transactionId) pair; 400 PIX-0089 when the original is an outgoing payment (only the receiving institution can return what it received); 400 PIX-0087 when the caller is refunding its own outgoing payment; 400 PIX-0088 when the caller is not the original payee; 409 PIX-0032 when this amount plus the prior refunds would exceed the original; 422 PIX-0030 on a non-positive amount; 422 PIX-0108 when the requesting account is not bound to a ledger account; 400 PIX-0061 when accountId or endToEndId is empty, transactionId is not a UUID, or code is outside the four accepted values.

POST

refunds

Create a PIX refund

curl --request POST \
  --url https://api.example.com/v1/refunds \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "accountId": "acc-123",
  "amount": 5000,
  "code": "MD06",
  "endToEndId": "E1234567890",
  "transactionId": "d1f9c0a2-...",
  "clientRequestId": "req-2025-01-01-abc123",
  "description": "Wrong amount"
}
'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.example.com/v1/refunds"

	payload := strings.NewReader("{\n  \"accountId\": \"acc-123\",\n  \"amount\": 5000,\n  \"code\": \"MD06\",\n  \"endToEndId\": \"E1234567890\",\n  \"transactionId\": \"d1f9c0a2-...\",\n  \"clientRequestId\": \"req-2025-01-01-abc123\",\n  \"description\": \"Wrong amount\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    accountId: 'acc-123',
    amount: 5000,
    code: 'MD06',
    endToEndId: 'E1234567890',
    transactionId: 'd1f9c0a2-...',
    clientRequestId: 'req-2025-01-01-abc123',
    description: 'Wrong amount'
  })
};

fetch('https://api.example.com/v1/refunds', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.example.com/v1/refunds"

payload = {
    "accountId": "acc-123",
    "amount": 5000,
    "code": "MD06",
    "endToEndId": "E1234567890",
    "transactionId": "d1f9c0a2-...",
    "clientRequestId": "req-2025-01-01-abc123",
    "description": "Wrong amount"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "accountId": "ext-acc-123",
  "amount": 5000,
  "code": "MD06",
  "endToEndId": "E1234567890",
  "endToEndRefundId": "D1234567890",
  "id": "a2f9c0d1-...",
  "status": "EXECUTED",
  "description": "Wrong amount"
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

Authorizations

Authorization

string

header

required

JWT bearer token issued by the identity provider.

Body

application/json

accountId

string

required

The requesting account (the original payee).

Example:

"acc-123"

amount

integer<int64>

required

Refund amount in centavos (must be greater than zero).

Example:

5000

code

string

required

PIX return reason (BE08/FR01/MD06/SL02).

Example:

"MD06"

endToEndId

string

required

The original transaction's end-to-end id.

Example:

"E1234567890"

transactionId

string

required

The original transaction id (UUID).

Example:

"d1f9c0a2-..."

clientRequestId

string

Optional client idempotency token. A retry carrying the same value replays the existing refund instead of creating a duplicate (intra-PSP double-refund protection); omit to opt out.

Example:

"req-2025-01-01-abc123"

description

string

Free-text refund description.

Example:

"Wrong amount"

Response

Created

accountId

string

required

The refunding account id.

Example:

"ext-acc-123"

amount

integer<int64>

required

Refund amount in centavos.

Example:

5000

code

string

required

The PIX return reason.

Example:

"MD06"

endToEndId

string

required

The original transaction's end-to-end id.

Example:

"E1234567890"

endToEndRefundId

string

required

The refund's own end-to-end id.

Example:

"D1234567890"

string

required

The created refund id.

Example:

"a2f9c0d1-..."

status

string

required

eTransactionStatus name.

Example:

"EXECUTED"

description

string

Refund description.

Example:

"Wrong amount"

Key DICT API

Key Claims API

Banks API

Indirect participants API

Transactions API

Transaction Limits API

QR Codes API

Refunds API

Pix Automático · Authorization requests

Pix Automático · Authorization management

Pix Automático · Composite QR codes

Pix Automático · Authorization events

Pix Automático · Schedule events

Pix Automático · Schedules and payment instructions

Pix Automático · Settlement

MED · Refunds

MED · Fraud markers

MED · Infractions

MED · Value recovery

Webhooks API

Error handling

Events

Create a PIX refund

Authorizations

Body

Response