Criar solicitação de empréstimo

curl --request POST \
  --url https://lender.sandbox.lerian.net/api/v1/loan-applications \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "borrowerId": "<string>",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00"
}
'

import requests

url = "https://lender.sandbox.lerian.net/api/v1/loan-applications"

payload = {
    "borrowerId": "<string>",
    "expectedDisbursementDate": "2026-06-14T12:00:00Z",
    "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
    "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
    "requestedInstallments": 24,
    "requestedInterestRate": "0.00000100",
    "requestedPrincipalAmount": "50000.00"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    borrowerId: '<string>',
    expectedDisbursementDate: '2026-06-14T12:00:00Z',
    loanProductVersionId: '550e8400-e29b-41d4-a716-446655440000',
    previewScheduleSnapshotId: '6ba7b810-9dad-11d1-80b4-00c04fd430c8',
    requestedInstallments: 24,
    requestedInterestRate: '0.00000100',
    requestedPrincipalAmount: '50000.00'
  })
};

fetch('https://lender.sandbox.lerian.net/api/v1/loan-applications', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/loan-applications",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'borrowerId' => '<string>',
    'expectedDisbursementDate' => '2026-06-14T12:00:00Z',
    'loanProductVersionId' => '550e8400-e29b-41d4-a716-446655440000',
    'previewScheduleSnapshotId' => '6ba7b810-9dad-11d1-80b4-00c04fd430c8',
    'requestedInstallments' => 24,
    'requestedInterestRate' => '0.00000100',
    'requestedPrincipalAmount' => '50000.00'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/loan-applications"

	payload := strings.NewReader("{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://lender.sandbox.lerian.net/api/v1/loan-applications")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/loan-applications")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}"

response = http.request(request)
puts response.read_body

{
  "assignedOfficerId": "<string>",
  "borrowerId": "<string>",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewJurisdictionCode": "BR",
  "previewProfileVersion": "1.0.0",
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00",
  "status": "pending_approval",
  "approvalDecision": {
    "approvedAmount": "48000.00",
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "9f1c2d3e-4b5a-6789-abcd-ef0123456789",
    "note": "<string>"
  },
  "disbursementEvent": {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "id": "c3d4e5f6-a7b8-4901-acde-f01234567890",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "profileVersion": "1.0.0"
  },
  "rejectionDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  },
  "withdrawalDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

POST

api

loan-applications

Criar solicitação de empréstimo

curl --request POST \
  --url https://lender.sandbox.lerian.net/api/v1/loan-applications \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "borrowerId": "<string>",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00"
}
'

import requests

url = "https://lender.sandbox.lerian.net/api/v1/loan-applications"

payload = {
    "borrowerId": "<string>",
    "expectedDisbursementDate": "2026-06-14T12:00:00Z",
    "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
    "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
    "requestedInstallments": 24,
    "requestedInterestRate": "0.00000100",
    "requestedPrincipalAmount": "50000.00"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    borrowerId: '<string>',
    expectedDisbursementDate: '2026-06-14T12:00:00Z',
    loanProductVersionId: '550e8400-e29b-41d4-a716-446655440000',
    previewScheduleSnapshotId: '6ba7b810-9dad-11d1-80b4-00c04fd430c8',
    requestedInstallments: 24,
    requestedInterestRate: '0.00000100',
    requestedPrincipalAmount: '50000.00'
  })
};

fetch('https://lender.sandbox.lerian.net/api/v1/loan-applications', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/loan-applications",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'borrowerId' => '<string>',
    'expectedDisbursementDate' => '2026-06-14T12:00:00Z',
    'loanProductVersionId' => '550e8400-e29b-41d4-a716-446655440000',
    'previewScheduleSnapshotId' => '6ba7b810-9dad-11d1-80b4-00c04fd430c8',
    'requestedInstallments' => 24,
    'requestedInterestRate' => '0.00000100',
    'requestedPrincipalAmount' => '50000.00'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/loan-applications"

	payload := strings.NewReader("{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://lender.sandbox.lerian.net/api/v1/loan-applications")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/loan-applications")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"borrowerId\": \"<string>\",\n  \"expectedDisbursementDate\": \"2026-06-14T12:00:00Z\",\n  \"loanProductVersionId\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"previewScheduleSnapshotId\": \"6ba7b810-9dad-11d1-80b4-00c04fd430c8\",\n  \"requestedInstallments\": 24,\n  \"requestedInterestRate\": \"0.00000100\",\n  \"requestedPrincipalAmount\": \"50000.00\"\n}"

response = http.request(request)
puts response.read_body

{
  "assignedOfficerId": "<string>",
  "borrowerId": "<string>",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewJurisdictionCode": "BR",
  "previewProfileVersion": "1.0.0",
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00",
  "status": "pending_approval",
  "approvalDecision": {
    "approvedAmount": "48000.00",
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "9f1c2d3e-4b5a-6789-abcd-ef0123456789",
    "note": "<string>"
  },
  "disbursementEvent": {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "id": "c3d4e5f6-a7b8-4901-acde-f01234567890",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "profileVersion": "1.0.0"
  },
  "rejectionDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  },
  "withdrawalDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  }
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

Autorizações

Authorization

string

header

obrigatório

JWT bearer token issued by the identity provider.

Corpo

application/json

borrowerId

string

obrigatório

Borrower identifier.

expectedDisbursementDate

string

obrigatório

Expected disbursement date (RFC3339).

Exemplo:

"2026-06-14T12:00:00Z"

loanProductVersionId

string

obrigatório

Loan product version identifier (UUID).

Exemplo:

"550e8400-e29b-41d4-a716-446655440000"

previewScheduleSnapshotId

string

obrigatório

Preview schedule snapshot identifier (UUID).

Exemplo:

"6ba7b810-9dad-11d1-80b4-00c04fd430c8"

requestedInstallments

integer<int64>

obrigatório

Number of installments.

Intervalo obrigatório: 1 <= x <= 600

Exemplo:

24

requestedInterestRate

string

obrigatório

Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100").

Exemplo:

"0.00000100"

requestedPrincipalAmount

string

obrigatório

Requested principal amount as a decimal string (e.g. "50000.00").

Exemplo:

"50000.00"

Resposta

Created

assignedOfficerId

string

obrigatório

Authenticated officer who created the application (request subject).

borrowerId

string

obrigatório

Borrower identifier.

expectedDisbursementDate

string

obrigatório

Expected disbursement date (RFC3339, UTC).

Exemplo:

"2026-06-14T12:00:00Z"

string

obrigatório

Loan application identifier (UUID).

Exemplo:

"3fa85f64-5717-4562-b3fc-2c963f66afa6"

loanProductVersionId

string

obrigatório

Loan product version this application was created against (UUID).

Exemplo:

"550e8400-e29b-41d4-a716-446655440000"

previewJurisdictionCode

string

obrigatório

ISO-2 jurisdiction code resolved at preview time.

Exemplo:

"BR"

previewProfileVersion

string

obrigatório

Jurisdiction profile version resolved at preview time.

Exemplo:

"1.0.0"

previewScheduleSnapshotId

string

obrigatório

Preview schedule snapshot this application was created from (UUID).

Exemplo:

"6ba7b810-9dad-11d1-80b4-00c04fd430c8"

requestedInstallments

integer<int64>

obrigatório

Number of installments requested.

Exemplo:

24

requestedInterestRate

string

obrigatório

Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100").

Exemplo:

"0.00000100"

requestedPrincipalAmount

string

obrigatório

Requested principal amount as a decimal string, minor-unit precision scale 2 (e.g. "50000.00").

Exemplo:

"50000.00"

status

string

obrigatório

Lifecycle status: one of pending_approval, approved, rejected, withdrawn, disbursed.

Exemplo:

"pending_approval"

approvalDecision

object

Approval facts; present only when the application is approved or disbursed.

Show child attributes

disbursementEvent

object

Disbursement facts; present only when the application is disbursed.

Show child attributes

rejectionDecision

object

Rejection facts; present only when the application is rejected.

Show child attributes

withdrawalDecision

object

Withdrawal facts; present only when the application is withdrawn.

Show child attributes

Produtos de empréstimo do Brasil

Operações de consignado

Ciclo de vida do produto

Configuração do produto

Solicitações de Empréstimo

Informações regulatórias e risco

Quitação e pré-pagamento

Visão geral e auditoria da conta

Encargos e cronograma

Pagamentos

Transações

Contabilidade

Jurisdições

Impostos

Criar solicitação de empréstimo

Autorizações

Corpo

Resposta