Think of a Portfolio as a wallet containing multiple asset-specific Accounts for a customer. For example, a retail banking customer might have a Portfolio that includes:
  • A BRL checking account.
  • A USD savings account.
  • A credit card account.
This grouping enables institutions to view a customer’s total relationship across all accounts and apply policies at the Portfolio level.

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Portfolio structure

  • Portfolio > Accounts: Each Portfolio contains one or more Accounts, typically linked to a specific customer or entity.
  • Portfolio > Ledger > Organization: Portfolios belong to an Organization via their Ledger, providing structured account management.

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Key characteristics

  • Portfolios commonly represent customers in a banking context.
  • They simplify financial aggregation, enabling customer-level insights.
  • Internal Portfolios can also be created for operational use cases.

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Managing Portfolios

You can manage your Portfolios either via API or through the Console.

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Via API

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Via Console

All Portfolio management actions, including viewing, creating, editing, and deleting, can be done through the Portfolios page in the Midaz Console. Learn more in the Managing Portfolios guide.