End one receivable's funding obligation before its term
Ends the obligation raised by a cession booked with the risk retained (Res. CMN 4.966 art. 29) for one of its receivables, at the amount agreed with the fund. The operator informs that amount and what the borrower paid to get out; this service prices the obligation at amortised cost, refuses anything above the face of the instalments still owed, and books the difference as financing expense above the obligation or as released desagio below it. Omitting the agreed amount passes the borrower’s payoff straight through; informing zero or less is refused, because a fund settling for nothing is a statement and not an absence. The cession itself reaches ‘settled’ only when this was the last of its receivables still owing the fund.
Authorizations
JWT bearer token issued by the identity provider.
Headers
Canonical idempotency request ID. Required: this request extinguishes a liability, and without a key a retry cannot be told apart from a second instruction.
Path Parameters
Assignment set identifier.
Body
What the borrower actually paid to end his own contract, decimal string. Required: it is the default the fund is offered when no amount is agreed, and a pass-through of nothing would book the whole obligation as a gain.
The receivable whose funding obligation ends. The obligation is carried per receivable, so one borrower prepaying ends one obligation and not the cession's others.
128What the fund agreed to take, decimal string. Omit it entirely to pass the borrower's payoff through; an informed amount must be above zero and never above the face of the instalments still owed.
Response
OK
The cession whose obligation was ended.
What the borrower paid to get out, decimal string, scale 2, echoed as the third reference.
ISO-4217 code the obligation is denominated in.
The agreed amount ABOVE the obligation, decimal string, scale 2. Financing cost taken in the period the cession ends in.
Sum of the instalments still owed, decimal string, scale 2. The ceiling the agreed amount may not cross.
The cession's state before this payoff.
The agreed amount BELOW the obligation, decimal string, scale 2. Desagio that stops being appropriable. Exactly one of expense and gain is ever positive.
What the liability stood at on this date (Res. CMN 4.966 art. 29 para 1), decimal string, scale 2. After the payoff it is exactly zero.
How many open periods of this receivable's ladder the payoff closed at once.
The receivable that ended.
What the fund is owed at once, decimal string, scale 2. Credited to what this institution owes the fund, never to cash.
The cession's state after it. It reaches 'settled' only when this was its last open obligation, so a cession of many receivables usually stays where it was.