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POST
/
api
/
v1
/
loan-applications
Create loan application
curl --request POST \
  --url https://lender.sandbox.lerian.net/api/v1/loan-applications \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "borrowerId": "<string>",
  "expectedDisbursementDate": "<string>",
  "loanProductVersionId": "<string>",
  "previewScheduleSnapshotId": "<string>",
  "requestedInstallments": 300,
  "requestedInterestRate": "<string>",
  "requestedPrincipalAmount": "<string>"
}
'
import requests

url = "https://lender.sandbox.lerian.net/api/v1/loan-applications"

payload = {
"borrowerId": "<string>",
"expectedDisbursementDate": "<string>",
"loanProductVersionId": "<string>",
"previewScheduleSnapshotId": "<string>",
"requestedInstallments": 300,
"requestedInterestRate": "<string>",
"requestedPrincipalAmount": "<string>"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)
const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
borrowerId: '<string>',
expectedDisbursementDate: '<string>',
loanProductVersionId: '<string>',
previewScheduleSnapshotId: '<string>',
requestedInstallments: 300,
requestedInterestRate: '<string>',
requestedPrincipalAmount: '<string>'
})
};

fetch('https://lender.sandbox.lerian.net/api/v1/loan-applications', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));
<?php

$curl = curl_init();

curl_setopt_array($curl, [
CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/loan-applications",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'borrowerId' => '<string>',
'expectedDisbursementDate' => '<string>',
'loanProductVersionId' => '<string>',
'previewScheduleSnapshotId' => '<string>',
'requestedInstallments' => 300,
'requestedInterestRate' => '<string>',
'requestedPrincipalAmount' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}
package main

import (
"fmt"
"strings"
"net/http"
"io"
)

func main() {

url := "https://lender.sandbox.lerian.net/api/v1/loan-applications"

payload := strings.NewReader("{\n \"borrowerId\": \"<string>\",\n \"expectedDisbursementDate\": \"<string>\",\n \"loanProductVersionId\": \"<string>\",\n \"previewScheduleSnapshotId\": \"<string>\",\n \"requestedInstallments\": 300,\n \"requestedInterestRate\": \"<string>\",\n \"requestedPrincipalAmount\": \"<string>\"\n}")

req, _ := http.NewRequest("POST", url, payload)

req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")

res, _ := http.DefaultClient.Do(req)

defer res.Body.Close()
body, _ := io.ReadAll(res.Body)

fmt.Println(string(body))

}
HttpResponse<String> response = Unirest.post("https://lender.sandbox.lerian.net/api/v1/loan-applications")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"borrowerId\": \"<string>\",\n \"expectedDisbursementDate\": \"<string>\",\n \"loanProductVersionId\": \"<string>\",\n \"previewScheduleSnapshotId\": \"<string>\",\n \"requestedInstallments\": 300,\n \"requestedInterestRate\": \"<string>\",\n \"requestedPrincipalAmount\": \"<string>\"\n}")
.asString();
require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/loan-applications")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"borrowerId\": \"<string>\",\n \"expectedDisbursementDate\": \"<string>\",\n \"loanProductVersionId\": \"<string>\",\n \"previewScheduleSnapshotId\": \"<string>\",\n \"requestedInstallments\": 300,\n \"requestedInterestRate\": \"<string>\",\n \"requestedPrincipalAmount\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body
{
  "assignedOfficerId": "<string>",
  "borrowerId": "<string>",
  "expectedDisbursementDate": "<string>",
  "id": "<string>",
  "loanProductVersionId": "<string>",
  "previewJurisdictionCode": "<string>",
  "previewProfileVersion": "<string>",
  "previewScheduleSnapshotId": "<string>",
  "requestedInstallments": 123,
  "requestedInterestRate": "<string>",
  "requestedPrincipalAmount": "<string>",
  "status": "<string>",
  "approvalDecision": {
    "approvedAmount": "<string>",
    "decidedBy": "<string>",
    "decisionAt": "<string>",
    "id": "<string>",
    "note": "<string>"
  },
  "disbursementEvent": {
    "disbursedAt": "<string>",
    "grossRequestedAmount": "<string>",
    "id": "<string>",
    "loanAccountId": "<string>",
    "netDeliveredAmount": "<string>",
    "profileVersion": "<string>"
  },
  "rejectionDecision": {
    "decidedBy": "<string>",
    "decisionAt": "<string>",
    "id": "<string>",
    "reason": "<string>"
  },
  "withdrawalDecision": {
    "decidedBy": "<string>",
    "decisionAt": "<string>",
    "id": "<string>",
    "reason": "<string>"
  }
}
{
"code": "<string>",
"detail": "<string>",
"errors": [
{
"location": "<string>",
"message": "<string>",
"value": "<unknown>"
}
],
"instance": "<string>",
"status": 123,
"title": "<string>",
"type": "about:blank"
}

Authorizations

Authorization
string
header
required

JWT bearer token issued by the identity provider.

Body

application/json
borrowerId
string
required

Borrower identifier.

expectedDisbursementDate
string
required

Expected disbursement date (RFC3339).

Example:

"2026-06-14T12:00:00Z"

loanProductVersionId
string
required

Loan product version identifier (UUID).

Example:

"550e8400-e29b-41d4-a716-446655440000"

previewScheduleSnapshotId
string
required

Preview schedule snapshot identifier (UUID).

Example:

"6ba7b810-9dad-11d1-80b4-00c04fd430c8"

requestedInstallments
integer<int64>
required

Number of installments.

Required range: 1 <= x <= 600
Example:

24

requestedInterestRate
string
required

Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100").

Example:

"0.00000100"

requestedPrincipalAmount
string
required

Requested principal amount as a decimal string (e.g. "50000.00").

Example:

"50000.00"

Response

Created

assignedOfficerId
string
required

Authenticated officer who created the application (request subject).

borrowerId
string
required

Borrower identifier.

expectedDisbursementDate
string
required

Expected disbursement date (RFC3339, UTC).

Example:

"2026-06-14T12:00:00Z"

id
string
required

Loan application identifier (UUID).

Example:

"3fa85f64-5717-4562-b3fc-2c963f66afa6"

loanProductVersionId
string
required

Loan product version this application was created against (UUID).

Example:

"550e8400-e29b-41d4-a716-446655440000"

previewJurisdictionCode
string
required

ISO-2 jurisdiction code resolved at preview time.

Example:

"BR"

previewProfileVersion
string
required

Jurisdiction profile version resolved at preview time.

Example:

"1.0.0"

previewScheduleSnapshotId
string
required

Preview schedule snapshot this application was created from (UUID).

Example:

"6ba7b810-9dad-11d1-80b4-00c04fd430c8"

requestedInstallments
integer<int64>
required

Number of installments requested.

Example:

24

requestedInterestRate
string
required

Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100").

Example:

"0.00000100"

requestedPrincipalAmount
string
required

Requested principal amount as a decimal string, minor-unit precision scale 2 (e.g. "50000.00").

Example:

"50000.00"

status
string
required

Lifecycle status: one of pending_approval, approved, rejected, withdrawn, disbursed.

Example:

"pending_approval"

approvalDecision
object

Approval facts; present only when the application is approved or disbursed.

disbursementEvent
object

Disbursement facts; present only when the application is disbursed.

rejectionDecision
object

Rejection facts; present only when the application is rejected.

withdrawalDecision
object

Withdrawal facts; present only when the application is withdrawn.