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GET
/
api
/
v1
/
br
/
loan-accounts
/
{id}
/
cet-disclosure
Get loan account CET disclosure
curl --request GET \
  --url https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure \
  --header 'Authorization: Bearer <token>'
import requests

url = "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)
const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));
<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}
HttpResponse<String> response = Unirest.get("https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure")
  .header("Authorization", "Bearer <token>")
  .asString();
require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
{
  "cetAnnualPct": "<string>",
  "cetMonthlyPct": "<string>",
  "createdAt": "<string>",
  "frozenAt": "<string>",
  "id": "<string>",
  "jurisdictionCode": "<string>",
  "loanAccountId": "<string>",
  "loanApplicationId": "<string>",
  "memoryOfCalculation": "<unknown>",
  "profileVersion": "<string>",
  "rateTableSnapshot": "<unknown>"
}
{
  "code": "<string>",
  "detail": "<string>",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "<string>",
  "status": 123,
  "title": "<string>",
  "type": "about:blank"
}

Authorizations

Authorization
string
header
required

JWT bearer token issued by the identity provider.

Path Parameters

id
string<uuid>
required

Loan account identifier.

Response

OK

cetAnnualPct
string
required

Custo Efetivo Total, annualized, as a percentage decimal string with scale 8 (e.g. "12.34567890").

Example:

"12.34567890"

cetMonthlyPct
string
required

Custo Efetivo Total, monthly, as a percentage decimal string with scale 8 (e.g. "1.23456789").

Example:

"1.23456789"

createdAt
string
required

RFC3339 UTC timestamp at which the disclosure record was created.

Example:

"2026-06-14T12:00:00Z"

frozenAt
string
required

RFC3339 UTC timestamp at which the disclosure was frozen and made immutable.

Example:

"2026-06-14T12:00:00Z"

id
string
required

Unique identifier (UUID) of the frozen CET disclosure record.

Example:

"550e8400-e29b-41d4-a716-446655440000"

jurisdictionCode
string
required

ISO jurisdiction code governing the disclosure (e.g. "BR").

Example:

"BR"

loanAccountId
string
required

UUID of the loan account the disclosure is bound to.

Example:

"550e8400-e29b-41d4-a716-446655440002"

loanApplicationId
string
required

UUID of the loan application this CET disclosure was computed for.

Example:

"550e8400-e29b-41d4-a716-446655440001"

memoryOfCalculation
any
required

Memoria de calculo: structured breakdown of the cash flows and steps producing the CET.

profileVersion
string
required

Jurisdiction profile version used to compute the CET, captured for auditability.

Example:

"1.0.0"

rateTableSnapshot
any
required

Frozen snapshot of the rate/fee table inputs used in the CET calculation.