Crear una cotización de prepago
Crea una cotización de prepago auditable y con tiempo limitado, con desglose de liquidación y descuento.
Autorizaciones
JWT bearer token issued by the identity provider.
Parámetros de ruta
Loan account identifier.
Cuerpo
- Option 1
- Option 2
Prepayment amount in major currency units (e.g. "100.00").
"42000.00"
Discriminator: partial principal prepayment.
partial Optional valuation date (RFC3339 or YYYY-MM-DD); defaults to now (UTC).
"2026-06-14"
Respuesta
Created
Rebate of unaccrued charges and fees credited on prepayment, as a decimal string, scale 2.
"120.00"
Consumer-protection regime label applied to the prepayment terms.
RFC3339 UTC timestamp when the quote was created.
"2026-06-14T12:00:00Z"
RFC3339 UTC timestamp after which the quote is no longer valid.
"2026-06-14T12:00:00Z"
Retired settlement principal being paid off (equals the outstanding principal for a full settlement), as a decimal string, scale 2.
"42000.00"
Unique identifier (UUID) of the prepayment quote.
"550e8400-e29b-41d4-a716-446655440000"
Mandatory interest rebate (juros nao incorridos) credited on prepayment, as a decimal string, scale 2.
"1250.75"
IOF adjustment as a decimal string, scale 2. Defined-principal loans report zero because IOF is not refunded on early payoff.
"0.00"
ISO jurisdiction code governing the quote (e.g. "BR").
"BR"
UUID of the loan account the quote was generated for.
"550e8400-e29b-41d4-a716-446655440001"
Net cash payable to settle: gross settlement principal minus charge rebate plus any IOF due, as a decimal string, scale 2. Interest rebate is disclosure-only; defined-principal loans report zero IOF reconciliation because IOF is not refunded.
"41880.00"
Outstanding principal at quote time as a decimal string in major currency units, scale 2.
"42000.00"
Jurisdiction profile version used to compute the quote.
"1.0.0"
Quote variant: partial (principal prepayment) or full_settlement.
"partial"
True when regulation mandates applying the interest rebate to this quote.
RFC3339 UTC timestamp when the quote was accepted; empty while still pending.
"2026-06-14T12:00:00Z"
Identifier of the settlement transaction that accepted the quote; empty while still pending.
"550e8400-e29b-41d4-a716-446655440002"

