Disburse loan application

curl --request POST \
  --url https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'X-Idempotency: <x-idempotency>' \
  --data '
{
  "disbursedAt": "2026-06-14T12:00:00Z",
  "grossRequestedAmount": "50000.00",
  "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
  "netDeliveredAmount": "49500.00",
  "currency": "BRL",
  "firstDueDate": "2026-03-10",
  "jurisdictionExtensions": {},
  "originationFeeAmount": "150.00",
  "trancheNumber": 2
}
'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse"

	payload := strings.NewReader("{\n  \"disbursedAt\": \"2026-06-14T12:00:00Z\",\n  \"grossRequestedAmount\": \"50000.00\",\n  \"loanAccountId\": \"7c9e6679-7425-40de-944b-e07fc1f90ae7\",\n  \"netDeliveredAmount\": \"49500.00\",\n  \"currency\": \"BRL\",\n  \"firstDueDate\": \"2026-03-10\",\n  \"jurisdictionExtensions\": {},\n  \"originationFeeAmount\": \"150.00\",\n  \"trancheNumber\": 2\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-Idempotency", "<x-idempotency>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {
    'X-Idempotency': '<x-idempotency>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    disbursedAt: '2026-06-14T12:00:00Z',
    grossRequestedAmount: '50000.00',
    loanAccountId: '7c9e6679-7425-40de-944b-e07fc1f90ae7',
    netDeliveredAmount: '49500.00',
    currency: 'BRL',
    firstDueDate: '2026-03-10',
    jurisdictionExtensions: {},
    originationFeeAmount: '150.00',
    trancheNumber: 2
  })
};

fetch('https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse"

payload = {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "currency": "BRL",
    "firstDueDate": "2026-03-10",
    "jurisdictionExtensions": {},
    "originationFeeAmount": "150.00",
    "trancheNumber": 2
}
headers = {
    "X-Idempotency": "<x-idempotency>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "assignedOfficerId": "officer-xyz",
  "borrowerId": "550e8400-e29b-41d4-a716-446655440002",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewJurisdictionCode": "BR",
  "previewProfileVersion": "1.0.0",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00",
  "status": "pending_approval",
  "approvalDecision": {
    "approvedAmount": "48000.00",
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "9f1c2d3e-4b5a-6789-abcd-ef0123456789",
    "note": "<string>"
  },
  "borrowerKind": "pessoaFisica",
  "disbursementEvent": {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "id": "c3d4e5f6-a7b8-4901-acde-f01234567890",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "profileVersion": "1.0.0"
  },
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "rejectionDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  },
  "withdrawalDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

POST

api

loan-applications

{id}

disburse

Disburse loan application

curl --request POST \
  --url https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'X-Idempotency: <x-idempotency>' \
  --data '
{
  "disbursedAt": "2026-06-14T12:00:00Z",
  "grossRequestedAmount": "50000.00",
  "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
  "netDeliveredAmount": "49500.00",
  "currency": "BRL",
  "firstDueDate": "2026-03-10",
  "jurisdictionExtensions": {},
  "originationFeeAmount": "150.00",
  "trancheNumber": 2
}
'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse"

	payload := strings.NewReader("{\n  \"disbursedAt\": \"2026-06-14T12:00:00Z\",\n  \"grossRequestedAmount\": \"50000.00\",\n  \"loanAccountId\": \"7c9e6679-7425-40de-944b-e07fc1f90ae7\",\n  \"netDeliveredAmount\": \"49500.00\",\n  \"currency\": \"BRL\",\n  \"firstDueDate\": \"2026-03-10\",\n  \"jurisdictionExtensions\": {},\n  \"originationFeeAmount\": \"150.00\",\n  \"trancheNumber\": 2\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-Idempotency", "<x-idempotency>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {
    'X-Idempotency': '<x-idempotency>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    disbursedAt: '2026-06-14T12:00:00Z',
    grossRequestedAmount: '50000.00',
    loanAccountId: '7c9e6679-7425-40de-944b-e07fc1f90ae7',
    netDeliveredAmount: '49500.00',
    currency: 'BRL',
    firstDueDate: '2026-03-10',
    jurisdictionExtensions: {},
    originationFeeAmount: '150.00',
    trancheNumber: 2
  })
};

fetch('https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://lender.sandbox.lerian.net/api/v1/loan-applications/{id}/disburse"

payload = {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "currency": "BRL",
    "firstDueDate": "2026-03-10",
    "jurisdictionExtensions": {},
    "originationFeeAmount": "150.00",
    "trancheNumber": 2
}
headers = {
    "X-Idempotency": "<x-idempotency>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "assignedOfficerId": "officer-xyz",
  "borrowerId": "550e8400-e29b-41d4-a716-446655440002",
  "expectedDisbursementDate": "2026-06-14T12:00:00Z",
  "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "loanProductVersionId": "550e8400-e29b-41d4-a716-446655440000",
  "previewJurisdictionCode": "BR",
  "previewProfileVersion": "1.0.0",
  "requestedInstallments": 24,
  "requestedInterestRate": "0.00000100",
  "requestedPrincipalAmount": "50000.00",
  "status": "pending_approval",
  "approvalDecision": {
    "approvedAmount": "48000.00",
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "9f1c2d3e-4b5a-6789-abcd-ef0123456789",
    "note": "<string>"
  },
  "borrowerKind": "pessoaFisica",
  "disbursementEvent": {
    "disbursedAt": "2026-06-14T12:00:00Z",
    "grossRequestedAmount": "50000.00",
    "id": "c3d4e5f6-a7b8-4901-acde-f01234567890",
    "loanAccountId": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "netDeliveredAmount": "49500.00",
    "profileVersion": "1.0.0"
  },
  "previewScheduleSnapshotId": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
  "rejectionDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  },
  "withdrawalDecision": {
    "decidedBy": "<string>",
    "decisionAt": "2026-06-14T12:00:00Z",
    "id": "b2c3d4e5-f6a7-4890-9bcd-ef0123456789",
    "reason": "<string>"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

{
  "code": "<string>",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

Autorizações

Authorization

string

header

obrigatório

JWT bearer token issued by the identity provider.

Cabeçalhos

X-Idempotency

string

obrigatório

Canonical idempotency request ID (lib-commons enforcer reads this).

Parâmetros de caminho

string<uuid>

obrigatório

Loan application identifier.

Exemplo:

"3fa85f64-5717-4562-b3fc-2c963f66afa6"

Corpo

application/json

disbursedAt

string

obrigatório

Disbursement timestamp (RFC3339).

Exemplo:

"2026-06-14T12:00:00Z"

grossRequestedAmount

string

obrigatório

Gross requested disbursement amount as a decimal string (e.g. "50000.00").

Exemplo:

"50000.00"

loanAccountId

string

obrigatório

Loan account identifier (UUID).

Exemplo:

"7c9e6679-7425-40de-944b-e07fc1f90ae7"

netDeliveredAmount

string

obrigatório

Net delivered disbursement amount as a decimal string (e.g. "49500.00").

Exemplo:

"49500.00"

currency

string

Optional ISO-4217 currency assertion (3 uppercase letters). When present it MUST equal the loan application's currency (a double-entry guard); a divergence is rejected with 422. When omitted, the loan's own currency is used.

Required string length: 3

Pattern: ^[A-Z]{3}$

Exemplo:

"BRL"

firstDueDate

string

Day the first instalment falls due (YYYY-MM-DD or RFC3339), read exactly as the schedule preview and the tax quote read it: an RFC3339 instant names the Brazilian civil day it falls on, so 2026-03-09T22:00:00-03:00 is 9 March. OPTIONAL: omit it and the contract takes the generator's own grid, one month after the money moves. Supply it on the FIRST tranche and the ladder is struck on it, bounded by the loan product version's admitted window (LENDER-0235); a later tranche naming one is refused, because a top-up re-anchors on the original grid.

Exemplo:

"2026-03-10"

jurisdictionExtensions

object

Opaque per-jurisdiction disbursement payload, validated at the use-case layer.

originationFeeAmount

string

Optional per-disbursement origination fee as a decimal string (e.g. "150.00"). RETAINED from the borrower's cash at disbursement and credited to the product's deferred-income account, from which it is amortized back as yield over the contract's life (Res. CMN 4.966 art. 18). It is part of the disburse invariant: netDeliveredAmount MUST equal grossRequestedAmount minus the jurisdiction withholdings minus this fee. It is NOT a withholding (no third party is owed it) and it is never billed to the borrower on a schedule line. Omitted or empty defaults to "0".

Exemplo:

"150.00"

trancheNumber

integer<int64>

Optional tranche position for a multi-tranche release: 1 for the first, 2 for the second, and so on. It must be exactly one more than the number of disbursements this application already carries. Omit it only for an application's SINGLE disbursement, which must then release the approved amount exactly — a second disbursement that declares no tranche is refused 409 LENDER-0201, and a wrong position or a total above the approved amount is refused 422 LENDER-0202.

Intervalo obrigatório: x >= 1

Exemplo:

2

Resposta

assignedOfficerId

string

obrigatório

Authenticated officer who created the application (request subject), or empty on a system-originated application, which has no human officer. Whatever the identity provider issues as the subject: not necessarily a UUID, at most 255 characters.

Exemplo:

"officer-xyz"

borrowerId

string<uuid>

obrigatório

Borrower identifier (UUID).

Exemplo:

"550e8400-e29b-41d4-a716-446655440002"

expectedDisbursementDate

string

obrigatório

Expected disbursement date (RFC3339, UTC).

Exemplo:

"2026-06-14T12:00:00Z"

string

obrigatório

Loan application identifier (UUID).

Exemplo:

"3fa85f64-5717-4562-b3fc-2c963f66afa6"

loanProductVersionId

string

obrigatório

Loan product version this application was created against (UUID).

Exemplo:

"550e8400-e29b-41d4-a716-446655440000"

previewJurisdictionCode

string

obrigatório

ISO-2 jurisdiction code resolved at preview time.

Exemplo:

"BR"

previewProfileVersion

string

obrigatório

Jurisdiction profile version resolved at preview time.

Exemplo:

"1.0.0"

requestedInstallments

integer<int64>

obrigatório

Number of installments requested.

Exemplo:

24

requestedInterestRate

string

obrigatório

Requested monthly interest rate as a decimal string, scale 8 (e.g. "0.00000100").

Exemplo:

"0.00000100"

requestedPrincipalAmount

string

obrigatório

Requested principal amount as a decimal string, minor-unit precision scale 2 (e.g. "50000.00").

Exemplo:

"50000.00"

status

string

obrigatório

Lifecycle status: one of pending_approval, approved, rejected, withdrawn, disbursed.

Exemplo:

"pending_approval"

approvalDecision

object

Approval facts; present only when the application is approved or disbursed.

Show child attributes

borrowerKind

string

Whose credit this is, as declared at creation. ABSENT on an application created before the declaration existed: such an application cannot be taxed or described, and the paths that need the kind refuse it with LENDER-0230 rather than assuming one.

Exemplo:

"pessoaFisica"

disbursementEvent

object

Disbursement facts; present only when the application is disbursed.

Show child attributes

previewScheduleSnapshotId

string

Schedule offer this application cites (UUID). ABSENT when it cites none, which is allowed: simulating first is optional.

Exemplo:

"6ba7b810-9dad-11d1-80b4-00c04fd430c8"

rejectionDecision

object

Rejection facts; present only when the application is rejected.

Show child attributes

withdrawalDecision

object

Withdrawal facts; present only when the application is withdrawn.

Show child attributes

Produtos de empréstimo do Brasil

Operações de consignado

Ciclo de vida do produto

Versões do produto

Configuração do produto

Tabelas de taxa flutuante

Modelos de documento

Solicitações de Empréstimo

Instrumentos de crédito

Informações regulatórias e risco

Quitação e pré-pagamento

Visão geral e auditoria da conta

Encargos e cronograma

Pagamentos

Transações

Recebíveis de pagamento devolvido

Fundos de cessão

Lotes de cessão

Exceções e registradora da cessão

Contabilidade

Painéis da carteira

Jurisdições

Impostos

Sessão

Streaming

Tratamento de erros

Eventos

Disburse loan application

Autorizações

Cabeçalhos

Parâmetros de caminho

Corpo

Resposta