Collect trade bills and boletos - Lerian

Receive the payment of trade bills and boletos given as collateral when the payer pays at another bank.

This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow and implements it on the Lerian APIs. See how to read the diagrams.

Participants

Your institution. The participant that runs the journey and books its effects.
Lerian. Lerian SLC, Lerian SILOC and Lerian SPB. They exchange the messages with Núclea and STR, and expose the API and the events your institution uses.
Núclea. Runs the SLC and SILOC clearinghouses and their settlement windows.
STR (BACEN). The BACEN reserve transfer system. It moves the money between reserve accounts.
Payer’s bank. The bank where the payer pays the boleto.

Diagram

Collect trade bills and boletos

Steps

#	From	To	Message	Lerian API	What happens
1	Your institution	Lerian	Lerian API	Pending	Before maturity, ask Lerian to register the boleto linked to the trade bill.
2	Lerian	Núclea	`DDA0101`	Pending	Lerian registers the boleto in the centralized base.
3	Payer’s bank	Núclea	Between other parties		The payer pays the boleto at another bank, which writes it off in the centralized base.
4	Núclea	Lerian	`ROC`	Pending	From 15:00 to 15:05 on D0, Núclea sends the clearing result file.
5	Núclea	Lerian	`LDL0021`		At 07:01 on D+1, Núclea informs the net amount to receive.
6	Lerian	Your institution	Lerian API	`GET /api/v1/siloc/settlement-instructions/{instructionId}`	Lerian SILOC records the settlement instruction in `CREDIT_EXPECTED`.
7	Núclea	STR (BACEN)	`LDL0020`		At 08:20 on D+1, Núclea orders the transfer to the creditors.
8	STR (BACEN)	Lerian	`LDL0020R2`		STR reports the credit in your institution’s reserve account. Lerian SILOC moves the instruction to `SETTLED`.
9	Lerian	Your institution	Lerian API	`GET /api/v1/siloc/cycles/{cycleId}/reconciliation`	Read the reconciliation of the settled instruction against the clearing result.
10	Your institution	Your institution	Internal step		Write off the trade bill and amortize the loan.

If your institution’s net position in the collection cycle is a debit, the instruction is in FUNDING_REQUIRED and you deposit with LDL0022 from 07:00 to 08:00 through POST /v1/str/operations/ldl-deposits.

How you know it finished

The settlement instruction in SETTLED with the LDL0020R2 control number, and the cycle reconciliation matched against the clearing result.