Receive card receivables at the domicile - Lerian

Receive the payment of the receivable in the borrower’s account at your institution and use the credit to amortize the loan.

This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow and implements it on the Lerian APIs. See how to read the diagrams.

Participants

Your institution. The participant that runs the journey and books its effects.
Lerian. Lerian SLC, Lerian SILOC and Lerian SPB. They exchange the messages with Núclea and STR, and expose the API and the events your institution uses.
Núclea. Runs the SLC and SILOC clearinghouses and their settlement windows.
STR (BACEN). The BACEN reserve transfer system. It moves the money between reserve accounts.

Diagram

Receive card receivables at the domicile

Steps

#	From	To	Message	Lerian API	What happens
1	Núclea	Lerian	`ASLC022/024`	Pending	Núclea sends the credit notice (`ASLC022`, 00:30 to 18:00 on D-1) or the debit notice (`ASLC024`, 00:30 to 05:30) for each receivable paid to an account at your institution.
2	Núclea	Lerian	`GEN0015`	`GET /api/v1/siloc/file-notices`	Núclea announces that the file is ready to download.
3	Lerian	Your institution	Lerian API	Pending	Lerian delivers each settlement for your institution to check the borrower account.
4	Your institution	Lerian	Lerian API	Pending	Confirm or refuse each borrower account.
5	Lerian	Núclea	`ASLC023/025`	Pending	Lerian sends the confirmation: by 18:30 for credits, from 08:50 to 10:00 for debits.
6	Núclea	Lerian	`SLC0001`		Núclea sends the position per counterparty, at 05:40 in the first cycle and 11:10 in the second.
7	Lerian	Your institution	Lerian API	Event `clearing.final_available`	Lerian publishes the position. `GET /v1/clearing/positions` returns it.
8	Núclea	Lerian	`LDL0021`		Núclea informs the net amount your institution will receive, at 06:35 or 12:00.
9	Lerian	Your institution	Lerian API	Event `clearing.deposit_required`	Lerian publishes the amount to receive.
10	Núclea	STR (BACEN)	`LDL0020`		When the window opens (`PAG0102`, at 07:50 or 13:10), Núclea orders the transfer to the creditors.
11	STR (BACEN)	Lerian	`LDL0020R2`		STR reports the credit in your institution’s reserve account.
12	Lerian	Your institution	Lerian API	Pending	Lerian publishes the card cycle credit.
13	Your institution	Your institution	Internal step		Credit the borrower’s account and amortize the loan.
14	Lerian	Núclea	`ASLC041/042`	Pending	On D+1, from 00:30 to 10:00, Lerian reports the transfer made to the merchant.

How you know it finished

LDL0020R2 with the STR control number and the LDL0021 amount, plus the account confirmation (ASLC023 or ASLC025) for each settlement.