Settle anticipated receivables in real time - Lerian

Settle, one operation at a time, a receivable that the acquirer anticipated to the merchant and whose value belongs to your institution as holder or secured creditor.

This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow and implements it on the Lerian APIs. See how to read the diagrams.

Participants

Your institution. The participant that runs the journey and books its effects.
Lerian. Lerian SLC, Lerian SILOC and Lerian SPB. They exchange the messages with Núclea and STR, and expose the API and the events your institution uses.
Núclea. Runs the SLC and SILOC clearinghouses and their settlement windows.
STR (BACEN). The BACEN reserve transfer system. It moves the money between reserve accounts.

Diagram

Settle anticipated receivables in real time

Steps

#	From	To	Message	Lerian API	What happens
1	Núclea	Lerian	`ASLC032`	Pending	After the acquirer reports the anticipation (`ASLC031`), Núclea notifies your institution as the domicile, from 06:40 to 17:00.
2	Lerian	Your institution	Lerian API	Pending	Lerian delivers the anticipation for your institution to check the account.
3	Your institution	Lerian	Lerian API	Pending	Confirm or refuse the account.
4	Lerian	Núclea	`ASLC033`	Pending	Lerian sends the confirmation by 18:30.
5	Núclea	STR (BACEN)	`LTR0005`		After the debtor bank pays, Núclea orders the credit to the creditor. See the note below for the debtor side.
6	STR (BACEN)	Lerian	`LTR0005R2`	Pending	STR reports the credit in your institution’s reserve account.
7	Núclea	Lerian	`SLC0005`	Pending	Núclea sends the data that link the credit to each operation.
8	Lerian	Your institution	Lerian API	Pending	Lerian publishes the settled anticipation, linked to the STR credit.

When your institution is the debtor bank, it gets the gross result (LTR0001) from GET /v1/lbtr/results, may agree or dispute (LTR0002) with POST /v1/lbtr/results/{resultId}/decision, and pays with LTR0004 through POST /v1/str/operations/ltr-transfers. If it pays less than due, Núclea returns the payment with LTR0006.

How you know it finished

LTR0005R2 with the STR control number, matched with its SLC0005.