The manual prevails
- Source. The official manuals of BACEN and of the market infrastructures (Núclea, B3, Selic) define each message, its fields and its cut-off times. A manual does not define the order between messages, so the order shown here is a suggested reading.
- Conflicts. If this site and a manual disagree, the manual prevails.
- Responsibility. Your institution is the participant. It validates each flow against the manuals in force and decides how to apply it to its operation.
- Support. Lerian supports its own products and APIs. Advice on applying the manuals to your operation is a separate service: Lerian offers workshops and consulting by proposal. Contact your Lerian account team.
Journeys
Secured credit
- Register receivables as collateral: How a contract effect on card receivables is registered, and how the settlement reaches your institution through Lerian.
- Receive card receivables at the domicile: How a card receivable is paid into the borrower’s account at your institution through the SLC cycle and Lerian.
- Settle anticipated receivables in real time: How a receivable that the acquirer anticipated is settled one operation at a time, outside the net cycle, through Lerian.
- Collect trade bills and boletos: How the payment of a boleto linked to a trade bill reaches your institution through the SILOC collection cycle and Lerian.
- Send and receive Pix: A Pix payment from your institution through SPI, with Lerian SPI and Pix Lerian.
- Send and receive TED: A TED transfer from your institution through STR, with Lerian SPB and TED Lerian.
- Pay the net debit position: How a settlement bank pays its net debit in the multilateral SLC cycle through Lerian.
- Recalculate after a default: What happens in the SLC cycle, and through Lerian, when a participant with a net debit does not pay in full.
- Settle within the same bank: How Núclea settles an operation when the debtor and the creditor use the same settlement bank, without the STR, and how you answer through Lerian.