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A Portfolio is a logical group of Accounts that belong to a single entity, such as a customer or business unit. It groups the related Accounts under one structure and makes them simpler to manage. Think of a Portfolio as a wallet that holds multiple asset-specific Accounts for a customer. For example, a retail banking customer might have a Portfolio that includes:
  • A BRL checking account.
  • A USD savings account.
  • A credit card account.
With a Portfolio, an institution can view a customer’s total relationship across all accounts. The institution can also apply policies at the Portfolio level.

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Portfolio structure

  • Portfolio > Accounts: A Portfolio groups one or more Accounts. These Accounts usually link to one customer or entity.
  • Portfolio > Ledger > Organization: A Portfolio belongs to an Organization through its Ledger.

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Key characteristics

  • Portfolios commonly represent customers in a banking context.
  • They simplify financial aggregation and give customer-level insights.
  • You can also create internal Portfolios for operational use cases.

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Managing Portfolios

You can manage your Portfolios either through the API or through Lerian Console.

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Via API

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Via Lerian Console

You can view, create, edit, and delete Portfolios from the Portfolios page in the Midaz Module of Lerian Console. Learn more in the Managing Portfolios guide.