Skip to main content
Use Midaz Module to manage Portfolios that group and organize your accounts. Portfolios provide a higher-level organizational structure for accounts, enabling you to manage collections of accounts as a single unit.

​
What are Portfolios?

A Portfolio is a container that groups related accounts within a ledger. In Midaz Module, portfolios enable you to:
  • Group related accounts - Organize accounts that belong together logically or operationally
  • Associate with external entities - Link portfolios to external system identifiers via Entity ID
  • Simplify account management - Manage multiple accounts as a cohesive unit
  • Add custom context - Store additional information through metadata for integration and reporting
Portfolios are ledger-specific, meaning each ledger can have its own set of portfolios tailored to your organizational needs. For technical details about portfolios in Midaz, refer to the Portfolios documentation.

​
Accessing the Portfolios page

To open the Portfolios page, select the Portfolios option from the Accounts section of the left-side menu. The Portfolios page displays a table listing all Portfolios in your Ledger.
If you do not have any Portfolios, the list will appear empty with a prompt to create your first portfolio.

​
Available actions---

From the Portfolios page, you can:

Create a Portfolio

Add a new portfolio to group your accounts

Edit a Portfolio

Update portfolio name and metadata

Delete a Portfolio

Remove a portfolio from your ledger

​
Common use cases

Create portfolios to group all accounts belonging to a single customer:
  • Portfolio: Customer-12345 with Entity ID linking to your CRM
  • Contains: Checking account, savings account, investment accounts
  • Use metadata for customer tier, relationship manager, onboarding date
Organize accounts by financial product:
  • Checking Accounts Portfolio - All customer checking accounts
  • Savings Accounts Portfolio - All customer savings accounts
  • Business Accounts Portfolio - All commercial/business accounts
  • Investment Accounts Portfolio - All investment-related accounts
Group accounts by institution or partner:
  • Partner Bank A - Accounts related to Partner Bank A operations
  • Partner Bank B - Accounts for Partner Bank B integration
  • Use Entity ID to link to partner identifiers in your system
Create portfolios for operational purposes:
  • Treasury Operations - Internal treasury and liquidity accounts
  • Settlement Accounts - Accounts used for settlement operations
  • Suspense Accounts - Temporary holding accounts for reconciliation
  • Fee Collection - Accounts for collecting and managing fees

​
Best practices

1

Plan your portfolio structure

Design your portfolio hierarchy before creating accounts. Consider how accounts will be grouped and what Entity IDs you’ll use for external integration.
2

Use Entity ID for integration

When portfolios need to link to external systems (CRM, core banking, etc.), set the Entity ID during creation to enable seamless data synchronization.
3

Choose meaningful names

Use portfolio names that clearly indicate the purpose or contents of the portfolio. This helps team members quickly understand the account organization.
4

Leverage metadata for context

Use the Metadata tab to store additional information like business unit codes, cost centers, or integration references that don’t fit in standard fields.
5

Keep portfolios focused

Each portfolio should have a clear purpose. Avoid creating catch-all portfolios; instead, create specific portfolios for different use cases.

​
Portfolios vs Segments

Both Portfolios and Segments help organize accounts, but they serve different purposes:
FeaturePortfolioSegment
PurposeGroup related accounts as a unitClassify accounts by category
Entity IDYes - links to external entitiesNo
Use CaseCustomer accounts, product groupingDepartmental, regional classification
RelationshipOne-to-many (portfolio contains accounts)Many-to-many (accounts tagged with segments)
You can use both portfolios and segments together for comprehensive account organization. For example, a customer portfolio might contain accounts that are also classified by segments (checking, savings, investment).