Originar un contrato de consignado privado (contratación activa)
Vuelve a verificar el margen, renderiza y firma la CCB, crea y aprueba la solicitud de préstamo central (con su extensión de consignado BR) y la persiste, y luego emite consignado.averbacao.requested para que el gateway ejecute la averbación real. El estado devuelto refleja el progreso de la originación central (aprobada en la contratación); el ciclo de vida de la averbación se rastrea por separado.
Autorizaciones
JWT bearer token issued by the identity provider.
Cuerpo
Annual interest rate as a fraction (RateScale, e.g. "0.2400").
"0.2400"
Borrower CPF, digits only (pre-normalized).
"12345678909"
Borrower (emitente/devedor) full legal name (CCB Art. 23).
Annual CET as a fraction (RateScale).
"0.2610"
Monthly CET as a fraction (RateScale).
"0.0195"
Financing institution issuing the credit (CCB Art. 23 credor).
eSocial category code of the vínculo.
Employer CNPJ, digits only (pre-normalized).
"12345678000199"
Employer / payroll counterparty legal name.
Monthly installment amount in major currency units.
"450.00"
Number of installments.
x >= 124
IOF tax amount in major currency units.
"86.84"
UUID of the activated loan-product version the contract binds to.
"550e8400-e29b-41d4-a716-446655440000"
Payroll registration the margin lookup and CCB key against.
Monthly interest rate as a fraction (RateScale, e.g. "0.0180").
"0.0180"
Human-facing contract number assigned by the originating channel.
Financed principal in major currency units.
"10000.00"
UUID of the borrower<->employer vínculo the contract originates against.
"550e8400-e29b-41d4-a716-446655440010"
Instant the averbação is requested (RFC3339); anchors the first-deduction competência. Defaults to now when omitted.
"2026-06-22T12:00:00Z"
True enables the 144-month cap (public-company/autarquia CLT, Art. 10 V); false keeps the 96-month cap.
Optional FGTS-guarantee fraction (RateScale); omit when not applicable.
"0.1000"
Respuesta
Created
Annual interest rate as a fraction (RateScale).
"0.2400"
Reference to the captured biometric signing evidence.
Annual CET as a fraction (RateScale).
"0.2610"
Monthly CET as a fraction (RateScale).
"0.0195"
RFC3339 UTC timestamp when the contract was persisted.
"2026-06-22T12:00:00Z"
First payroll-deduction competência as YYYYMM.
"202608"
Server-generated UUID of the persisted contract.
"550e8400-e29b-41d4-a716-446655440000"
Monthly installment amount in major currency units.
"450.00"
Number of installments.
24
IOF tax amount in major currency units.
"86.84"
UUID of the bound loan-product version.
Monthly interest rate as a fraction (RateScale).
"0.0180"
Human-facing contract number.
Financed principal in major currency units.
"10000.00"
Reference to the out-of-band signature ceremony session.
Core origination-progress state of the loan application: pending_approval, approved, disbursed, rejected, or withdrawn.
"approved"
Identifier of the originating vínculo.

