Criar operação de transferência bancária
Pré-requisito: o rail deve estar pronto antes de um envio: um certificado ativo (ver rotateCertificate, activateCertificate), um relatório de prontidão READY (ver getReadiness) e um teste de conectividade aprovado (ver createConnectivityTest). Aceita uma operação de transferência bancária através da API centrada em operações. O cliente declara os papéis tipados de devedor e credor (sender.party / recipient.party); a plataforma DERIVA o código de transferência STR do BACEN (STR0004 instituição→instituição, STR0005 não titulares de conta, STR0006 cliente→IF, STR0007 IF→cliente, STR0008 cliente→cliente), persiste o agregado de operação e o trabalho de relay de saída SUBMITTED, e retorna o envelope canônico OperationAccepted. Isso significa que o despacho foi aceito, não uma confirmação de liquidação do BACEN. Idempotente: reenviar a mesma chave X-Idempotency com o mesmo corpo retorna a resposta em cache.
Autorizações
JWT bearer token issued by the identity provider.
Cabeçalhos
Bearer JWT token.
Idempotency key (canonical; legacy alias X-Idempotency-Key is rejected on this control-plane route).
Idempotency key (legacy alias; rejected on this control-plane route).
Idempotency key TTL in seconds (overrides the configured default).
Corpo
Transfer amount as a decimal string in BRL, minor-unit precision (two decimal places).
^[0-9]+(\.[0-9]+)?$"150.00"
BACEN STR purpose code (finalidade), exactly 5 digits.
^[0-9]{5}$"00001"
Crediting (creditor) participant account receiving the transfer; its party role drives STR-code derivation.
Debiting (debtor) participant account originating the transfer; its party role drives STR-code derivation.
Optional caller-supplied correlation reference echoed back for client-side reconciliation.
"client-ref-1"
Optional free-text description carried with the operation.
"Wire transfer for invoice 2026-Q2-A47"
Opaque client-side metadata forwarded verbatim to the legacy submit DTO. NOT persisted on the operation intent or sanitized payload; do not include sensitive fields (the legacy pipeline sees the raw value).
Optional future settlement instant for a scheduled (agendada) STR transfer (RFC3339). BACEN window: at most 3 business days ahead, settlement hour must be one of 8/9/10/11/12 (Brasília), and at least 15 minutes ahead for same-day. Absent means immediate.
"2026-06-23T10:00:00Z"
Resposta
Created
UTC RFC 3339 timestamp at which the command was accepted.
"2026-05-06T18:30:00Z"
STR capability identifier resolved for the accepted operation (e.g. STR0004).
"STR0004"
Request correlation identifier for tracing the accept across logs and traces.
"req-7c8b3a2e-9f1d-4a55-9b8e-1e1234567890"
True when this response replays a prior idempotent accept rather than creating a new operation.
false
Operation family the accepted command belongs to (e.g. bankTransfer).
"bankTransfer"
Server-assigned operation aggregate UUID used for subsequent status, return, and cancellation calls.
"7c8b3a2e-9f1d-4a55-9b8e-1e1234567890"
Current control-plane lifecycle status of the operation; ACCEPTED on initial accept.
"ACCEPTED"
Optional SAFE protocol correlation fields; present once the operation is mapped to STR wire identifiers.

