What is Midaz?

Midaz was created to empower businesses and developers with a robust, scalable, and flexible platform for managing financial transactions and accounting data. It serves as the cornerstone of modern, high-performance banking systems, offering a comprehensive suite of features—from account and transaction management to seamless integrations with other platforms.


What is Midaz?


Midaz is an open-source platform engineered for efficient, secure, and scalable management of financial systems. Acting as a high-performance ledger, Midaz enables organizations to organize, track, and process financial transactions with ease and precision.

Built to address the needs of modern financial ecosystems, Midaz provides the foundation for innovation in banking and fintech. From account and asset management to seamless integration with other platforms, Midaz makes it simpler than ever to create solutions tailored to today’s complex financial landscape.

Designed for developers, financial system engineers, and organizations, Midaz is the ideal choice for:

  • Fintechs: Powering innovative products like digital wallets and credit platforms.
  • Banks: Modernizing legacy systems with a contemporary technology stack.
  • Enterprises: Streamlining financial operations such as payments, collections, and reconciliation.

Key Features

  • Central Ledger: A reliable, real-time solution for managing financial accounts and transactions.
  • Modularity: Flexible architecture for easy customization and scaling.
  • Advanced Security: Adherence to best practices for safeguarding sensitive data.
  • Compliance: Built to meet global banking regulations and standards.
  • Scalability: Efficiently handles large transaction volumes as businesses grow.
  • Developer-Centric: Offers intuitive APIs, robust tools, and detailed documentation for seamless integration.

Midaz is more than a ledger—it is the foundation for organizations to innovate and scale confidently in a dynamic financial world.


Why Choose Midaz?


Midaz is the trusted choice for building, integrating, and modernizing financial systems. With its open-source foundation and focus on performance, it stands out for:

  • High Performance: Processes transactions with speed and reliability, even under demanding conditions.
  • Scalability: Supports businesses of all sizes, ensuring seamless growth without compromising efficiency.
  • Flexibility: A modular architecture enables the creation of tailored solutions that integrate seamlessly with existing platforms.
  • Security & Compliance: Designed to protect data and meet stringent regulatory requirements, including GDPR and local banking regulations.
  • Open Source: Transparent, customizable, and adaptable to diverse business needs.
  • Ease of Use: Despite its advanced capabilities, Midaz offers intuitive interfaces and comprehensive documentation for swift implementation.
  • Innovation-Driven: Constantly evolving, Midaz incorporates emerging technologies and features to stay ahead of industry demands.

Midaz Models


Midaz offers two models tailored to different needs: Community and Enterprise. Whether you're an individual developer, a growing startup, or an enterprise looking for scalability and dedicated support, there's an option that fits your requirements.

Community Model

The Community model is perfect for those looking for a cost-effective way to leverage Midaz’s core capabilities. This model gives you full access to Midaz’s essential features at no cost, backed by community-driven support.

Key Benefits

  • Free access to Midaz’s Core Features.
  • Community-driven support via Discord and GitHub.
  • Helm Charts availability for simplified deployments.

This model is best suited for developers, startups, and teams experimenting with Midaz without the need for enterprise-grade support or SLAs.


Enterprise Model

The Enterprise model is designed for organizations that require scalability, compliance, and dedicated support. It includes everything in the Community model, plus:

Key Benefits

  • Lifecycle management, keeping your infrastructure optimized.
  • Software support for mission-critical operations.
  • Advanced access management and role-based control.
  • Onboarding assistance for seamless adoption.
  • Software availability SLA, ensuring uptime and reliability.
  • Incident reporting & security compliance.
  • Seamless plugin integration, powered by a ready and optimized environment.

The Enterprise model is ideal for businesses that need a robust, production-ready setup with expert guidance and high availability.

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Enterprise-Only Feature

Plugins are available exclusively for our enterprise clients. If you’re on a different plan and want access, let’s talk—our team is here to help you find the right solution.


Choosing the Right Model

The following tables can help you compare both models and choose the one that fits best.

Services

CommunityEnterprise
Community forum (Discord & GitHub)
Community Forum (Github/Discord)
Helm Charts Available
Lifecycle Management
Observability (through Telemetry)
Software Support
Software availability SLA
Dedicated Forum (Hubspot)
Incident Reports
Onboarding Assistance
Advanced RBAC

Enterprise Features

CommunityEnterprise
Single sign-on (SSO)
Auth Flows
Event streaming (webhooks)
Observability - Telemetry
DSL for Complex Transactions
Cross-organization Transactions

Core Features

CommunityEnterprise
Native Event Publisher
User Credentials
Parent Account ID
Client Segments
Double-entry
Multi-currency/asset Support
Multi-organization/ledger Support
N:N Transactions
Native Race Condition (per-account)
Self-reconciliation
Wallets Portfolio
Terraform Deploy
CLI (console management)
Midaz Console (front-end)