A Portfolio is a logical grouping of Accounts belonging to a single entity, such as a customer or business unit. Portfolios simplify account management by clustering all related Accounts under a single structure.

Think of a Portfolio as a wallet containing multiple asset-specific Accounts for a customer.

For example, a retail banking customer might have a Portfolio that includes:

A BRL checking account.
A USD savings account.
A credit card account.

This grouping enables institutions to view a customer’s total relationship across all accounts and apply policies at the Portfolio level.

Portfolio structure

Portfolio > Accounts: Each Portfolio contains one or more Accounts, typically linked to a specific customer or entity.
Portfolio > Ledger > Organization: Portfolios belong to an Organization via their Ledger, providing structured account management.

Key characteristics

Portfolios commonly represent customers in a banking context.
They simplify financial aggregation, enabling customer-level insights.
Internal Portfolios can also be created for operational use cases.

Managing Portfolios

You can manage your Portfolios either via API or through the Console.

Via API

List Portfolios — View all Portfolios in your workspace.
Retrieve a Portfolio — Get details of a specific Portfolio.
Create a Portfolio — Register a new Portfolio.
Update a Portfolio — Edit an existing Portfolio.
Delete a Portfolio — Remove a Portfolio.

Via Console

All Portfolio management actions, including viewing, creating, editing, and deleting, can be done through the Portfolios page in the Midaz Console.

Learn more in the Managing Portfolios guide.